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HSBC Premier Credit Card

 

 Ready to apply?

Finally a card that gives credit where it's due.

Wide international acceptance, the finest rewards program, local privileges around the world and on-the-ground support in case of emergency. What more could you ask for from your credit card?

The HSBC Premier Credit Card provides you interest free credit for up to 56 days on purchases when you choose to settle your monthly outstanding balance in full; the option to pay a minimum of 5 per cent of your monthly outstanding balance; a competitive interest rate of 1.85 per cent per month and up to 50% cash advance. It also entitles you to a host of unbeatable rewards and benefits which include:

You can also benefit from a host of unbeatable rewards and advantages, which include:

Reward Program

More Convenience

Easy Payment Options

HSBC Premier Special Offers

Insurance

Travel Insurance and Worldwide Travel Assistance Service

Cairo International Airport Lounges

Pearl Lounge Access

Marhaba Lounge Access

Cedar Lounge Access

Dilmun Lounge Access

Oryx Lounge Access

 

Reward Program


Enjoy Rewards you can actually use. The HSBC Premier Credit Card has a Rewards Program that offers you unique privileges. Each time you spend on your Card, you will earn rewards that offer even more ways to indulge in a broader world of opportunities with shopping, dining, entertainment, electronics, fragrances, DVDs and much much more!

As an HSBC Premier Credit Cardholder, you are automatically enrolled into this loyalty program. Every time you use your HSBC Premier Credit Card, you will get 1 Reward Point for every EGP 2 you spend on purchases* both in Egypt and abroad.

And as an HSBC Premier Credit Cardholder, get access to exclusive rates on air travel redemptions. You can redeem airline tickets from any airline of your choice and on any class of travel at any time. Choose from selected top 10 destinations, or personalise your own trip! Click here to choose your holiday destination!

*Excluding Cash Advances, Credit Card payments, Finance Charges and Fees of any kind.

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More Convenience


Triple Access
Your HSBC Premier Credit Card can work for you as a Credit Card or as an ATM Card.

Through any HSBC ATM worldwide, your HSBC Premier Credit Card gives you access to your Card Account as well as your HSBC Current and Savings Accounts

Moreover, you can also manage your credit limit by transferring money between your HSBC Accounts, check balances and pay your Card bills

Cash Access
Cash Access is yet another service that is brought to you by HSBC. Access cash from:

Over 23,000 HSBC ATMs worldwide

All the MasterCard/Cirrus ATMs around the globe

You can also withdraw cash from thousands of MasterCard member banks worldwide

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Easy Payment Options

Paying your Card bill has never been easier!

Easy Payment Options

How do I Pay?

Time taken for payment to get credited to your Card Account

Free Autopay Service

You may give us standing instructions to debit your HSBC Current or Savings account at a specified percentage from 5% to 100% of your monthly HSBC Premier Credit Card outstanding balance

1 working day

Internet Banking

Log on to Internet Banking to transfer money to your Card Account

1 working day

ATMs

If you have a Current or Savings Account with HSBC, you can access it from any HSBC ATM around the world and transfer money to your Credit Card Account

You can also pay your HSBC Premier Credit Card bill by depositing cash/cheque* at any of the HSBC ATMs in Egypt

1 working day

3 working days for cash payments

5 working days for cheque payments

Phone Banking

Call our Phone Banking Service on 0800 PREMIER from inside Egypt or (202) 3535 9800 from outside Egypt to transfer money to your HSBC Premier Credit Card Account

1 working day

Mailing your payment
(Please DO NOT SEND CASH)

Please write your HSBC Premier Credit Card number on the reverse side of the cheque* / draft and attach the bottom perforated portion of the Card statement to ensure prompt credit into your Card Account.

Allow sufficient time for payment to get credited to your account.

*The Bank may charge you a fee in the event that your Cheque is dishonoured.

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HSBC Premier Special Offers

HSBC Premier Privileges
Discover the vast possibilities awaiting you when travelling or simply staying at home with offers from HSBC Premier Privileges. It's our way of saying thank you for being an HSBC Premier credit card member.

Click here for more information

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Insurance


HSBC Credit Cover

Enjoy complete peace of mind with HSBC Credit Cover

As an HSBC Cardholder, you can now benefit from a new comprehensive Credit Cover against your outstanding balance, in the event of Permanent Total Disability, Terminal Illness or Death (God forbids).

In the event of Permanent Total Disability, Terminal Illness or Death (God forbids) of the Premier MasterCard Primary Cardholder, 100% of the outstanding balance on the Card is settled up to a maximum of EGP 150,000.

*Benefits are subject to a maximum aggregate amount of EGP 300,000 on all types of HSBC Cards held by the Cardholder.

Starting January 2008, opt in this feature by completing the standard enrollment request form available at all HSBC Bank Egypt Branches or call us on (202) 19007 (within Egypt) or (202) 3535 9100 (from outside Egypt) 24 hours a day, 7 days a week.

- For more information click here.

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Travel Insurance and Worldwide Travel Assistance Service


Use your HSBC Premier Credit Card to buy any airline travel ticket and enjoy the ultimate safety and complete freedom outside your country of residence with HSBC's Free Premier Worldwide Travel insurance services. Coverage applies for all Primary and Supplementary Premier Credit Card holders covering you with 100% of the outgoing travel air tickets value that have been purchased using your Premier Cards.

You can also benefit from the Worldwide Travel Assistance service offered by Travel Guard-Chartis to facilitate ease of claims through:

24-hour Medical & Emergency Assistance

24-hour Travel Information

HSBC Premier Travel insurance benefits include: Personal accident benefits, Emergency medical expenses – accident and sickness including dental care, Emergency medical evacuation, Baggage delay/loss and much more.

Terms & Conditions Apply

1 month to 17 years old inclusive:

18 to 65 years old inclusive:

Benefits

Accidental Death

$25,000

$125,000

Permanent Total Disability due to Accident

$25,000

$125,000

Death or Permanent Total Disability due to Accident in a Common Carrier or Private Car

$50,000

$250,000

Death or Permanent Total Disability due to Accident in a Common Air Carrier

$75,000

$375,000

Loss of two eyes, two limbs or one eye and one limb

$25,000

$125,000

Loss of one eye or one limb

$12,500

$62,500

Flight Delay In Excess

N/A

$150 per person
$300 per family
10 Hours

Baggage Loss (50% Sub Limit per Bag)

N/A

$500 per person
$1,000 per family

Baggage Delay In Excess

N/A

$150 per person
$300 per family
10 Hours

Emergency Medical Expenses (Accident & Sickness) Deductible

$250,000
$25

$250,000
$25

Follow-up Expenses

Included in Emergency Medical Expenses

Included in Emergency Medical Expenses

Compassionate Visit

Included in Emergency Medical Expenses up to a Maximum of $7,500

Included in Emergency Medical Expenses up to a Maximum of $7,500

Death Repatriation

$12,500

$12,500

Emergency Medical Evacuation and Repatriation Deductible

$250,000
$50

$250,000
$50

Hospital Cash Benefit In Excess

$100 per day up to a Maximum of $1,200 1 Day

$100 per day up to a Maximum of $1,200 1 Day


We invite your attention to the following numbers, which will help you in the event of any loss, accident or sickness while travelling:

Zone

Assistance numbers

USA

+1-877-897-1934

Rest of the world

+1-817-826-7234

Once a claim is initiated to any of the HSBC Premier Credit cardholder, the claim will be assigned to a dedicated claims analyst trained to handle the claim to ensure a proper claim handling.

All Indemnities are subject to incurred expenses.
The policy also covers the insurance requirements for obtaining a Schengen Visa.

Travel Insurance Summary of benefits

Travel Insurance Policy Wording

Disclaimer:
This Insurance is underwritten by Chartis Egypt Insurance Company.
HSBC is not a party of the insurance relationship and the insured person will not hold HSBC responsible whether for compensation, processing of claims or otherwise.
This policy is subject to the terms and conditions of Chartis Egypt Insurance Company and under its responsibility.

 

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Cairo International Airport Lounges

Experience lounge luxury at Cairo International Airport

Now you can enjoy the luxury of unlimited free access to Cairo International Airport First Class lounges in Terminal 1, and the Exclusive Service lounges in Terminal 3*. Just present your HSBC Premier MasterCard® Credit Card and relax.

Terms and Conditions:

Unconditional access to the lounges upon presentation of a valid HSBC Premier MasterCard® Credit Card and flight boarding pass at the point of entry

Up to two children below 12 years of age shall be allowed to enter the lounge, on a complimentary basis, when they are accompanied by an HSBC Premier MasterCard® Credit Cardholder

HSBC Premier MasterCard® Credit Cardholders will be requested for their cards to be swiped to validate their cards before entry is granted to the lounge. There will be no charge for the lounge service and a receipt acknowledging their complimentary access will be provided to the cardholder

Other visitors accompanying the HSBC Premier MasterCard® Credit Cardholder will not have free access to the lounge

Offer is valid until February 2012

*Please note that the exclusive lounge at Terminal 3 is the first class lounge located in the departure hall, on the third floor, finger E, first left after the immigration desk.

This service is offered by MasterCard®.

MasterCard is a registered trademark of MasterCard International inc.

MasterCard Terms and conditions applies.

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Pearl Lounge Access


Enjoy unlimited access to the Pearl lounge at Kuwait International Airport every time you fly through Kuwait with your HSBC Premier MasterCard credit card. It doesn't matter how often you travel, or which class you fly by, just present your HSBC Premier MasterCard credit card and step into the Pearl lounge.

Terms and Conditions:

Unconditional access to the lounges upon presentation of a valid HSBC Premier MasterCard® Credit Card and flight boarding pass at the point of entry

Up to two children below 12 years of age shall be allowed to enter the lounge, on a complimentary basis, when they are accompanied by an HSBC Premier MasterCard® Credit Cardholder

HSBC Premier MasterCard® Credit Cardholders will be requested for their cards to be swiped to validate their cards before entry is granted to the lounge. There will be no charge for the lounge service and a receipt acknowledging their complimentary access will be provided to the cardholder

Other visitors accompanying the HSBC Premier MasterCard® Credit Cardholder will not have free access to the lounge

This service is offered by MasterCard®.

MasterCard is a registered trademark of MasterCard International inc.

MasterCard Terms and conditions applies.

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Marhaba Lounge Access


Enjoy unlimited access to the Marhaba lounge at Terminal 1and 3 of Dubai International Airport every time you fly through Dubai with your HSBC Premier MasterCard credit card. It doesn't matter how often you travel, or which class you fly by, just present your HSBC Premier MasterCard credit card and step into the Marhaba lounge.

Terms and Conditions:

Up to two children below 12 years of age shall be allowed to enter the lounge, on a complimentary basis, when they are accompanied by an HSBC Premier MasterCard credit cardholder

HSBC Premier MasterCard credit cardholders will be requested to present their cards and flight boarding passes before entry is granted to the lounge. There will be no charge for the lounge service and a receipt acknowledging their complimentary access will be provided to the cardholder

Other visitors accompanying the HSBC Premier MasterCard® credit cardholder will not have free access to the lounge

This service is subject to presenting HSBC Premier MasterCard

This benefit is valid until 30 June, 2011

This service is offered by MasterCard®.

MasterCard is a registered trademark of MasterCard International inc.

MasterCard Terms and conditions applies.

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Free Lounge access at Cedar Lounge


You can now enjoy free access to the Cedar lounge (VIP lounge) at the Rafic Hariri International Airport - Beirut upon presentation of your Premier Credit Card with a valid expiry date.

Your Card grants you admission in addition to one adult companion and children of the passenger under 18.

The lounge is located after passport control on the 1st floor; and you can enjoy round the clock facilities as mentioned below:

Fully equipped business centre

Free wireless internet connection

Fax services

Open bar including small eats

Kids playing area

Smoking and non smoking areas

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Free Lounge access at Dilmun Lounge


Enjoy unlimited access to the Dilmun lounge at Bahrain International Airport every time you fly through Bahrain with your HSBC Premier ATM Card or Premier Credit Card. It doesn’t matter how often you travel, or which class you fly by, just present your HSBC Premier ATM Card or Premier Credit Card, step into the Dilmun lounge and unwind. Not only this, but you can also bring along one guest!

Terms and Conditions:

Every HSBC Premier ATM or Credit Cardholder is allowed a free access plus one complimentary guest access

Up to two children below 12 years of age shall be allowed to enter the lounge, on a complimentary basis, when they are accompanied by an HSBC Premier ATM or Credit Cardholder

Each HSBC Premier ATM or Credit Cardholder shall be entitled to purchase additional accesses to the lounge for guest/spouse/child etc at the rate of BHD 10/- per passenger provided always that full payment for this service is made using an HSBC Premier Credit Card

HSBC Premier ATM or Credit Cardholders are allowed to stay at the Dilmun lounge for a maximum of 4 hours per visit/travel.

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Oryx Lounge Access


Enjoy the quiet ambience at the new Oryx lounge - Doha Airport. Facilities include workstations, fax, meetings, internet corners, Wi-Fi access, nursery room and showers.

Your HSBC Premier MasterCard Credit Card gets you free access to Oryx lounge at Doha airport and selected VIP lounges around the world.

Terms and Conditions:

This offer applies to HSBC Premier Credit Card only

Unlimited access throughout the year

Free access for HSBC Premier MasterCard Credit Cardholders, a companion and two children up to 12 years. Admittance is based on availability; if the lounge is fully occupied then entry shall be denied

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Call us on 0800-PREMIER from inside Egypt or (202) 3535 9800 from outside Egypt

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