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- HSBC Advance Platinum Credit Card - In Detail
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HSBC Advance products
HSBC Advance Platinum Credit Card
HSBC 0% Flexi Installment Plan:
HSBC Select
HSBC Select allows you to enjoy a variety of discounts tailored specially for HSBC Credit Cardholders at selected merchants upon paying using your HSBC Advance Credit card
home&Away
Wherever you travel, you can enjoy exclusive offers and other privileges at over 19,000 outlets in over 160 countries and territories worldwide with your HSBC Advance Credit Card. You can experience the unknown and have a more enriching and rewarding time abroad with special privileges on shopping, dining, leisure and entertainment. And if you want to be sure you won't miss out, you can search home&Away online for local experiences before you travel.
For more information, please click here
Credit Cover
HSBC Advance Cardholders can benefit from an optional comprehensive Credit cover.
This cover settles the outstanding balance of the Cardholder in the unfortunate event of permanent/total disability, terminal illness or death (God forbids) against a premium of the monthly outstanding balance on the Card
Free unlimited access to Cairo International Airport First Class and Exclusive Service lounges
Now you can enjoy the luxury of unlimited free access to Cairo International Airport First Class Lounges in Terminal 1, and the Exclusive Service Lounges in Terminal 3. Just present your HSBC Advance Platinum Credit Card and relax. In addition, free access for 2 children up to the age of 12.
This service is offered by MasterCard®.
Terms and Conditions:
- Offer is valid until February 2012
- Unconditional access to the Lounges upon presentation of the HSBC Advance Platinum Credit Card and flight boarding pass at the point of entry
- Up to two children below 12 years of age shall be allowed to enter the Lounge, on a complimentary basis, when they are accompanied by an HSBC Advance Platinum Credit Cardholder
- Other visitors accompanying the HSBC Advance Platinum Credit Cardholder will not have free access to the lounge
MasterCard is a registered trademark of MasterCard International inc.
Other benefits:
Triple Access
Your HSBC Advance Credit Card can work for you as a Credit Card or as an ATM Card to access your accounts.
Through any HSBC ATM worldwide, your HSBC Advance Credit Card gives you access to your Card Account as well as your HSBC Current and Savings Accounts
Moreover, you can also manage your credit limit by transferring money between your HSBC Accounts, check balances and pay your Card bills.
Easy Payment Options
You can pay your Credit Card outstanding balance in many ways:
Options |
How do I Pay? |
Time taken for payment to get credited to your Card Account |
|---|---|---|
|
FREE Autopay Service |
Assign standing instructions on your HSBC Bank Egypt Current or Saving Account to debit a specified percentage from 5% to 100% of your monthly outstanding Credit Card balance |
1 working day |
|
Internet Banking |
Log on to www.hsbc.com.eg to transfer money from your HSBC account to your Credit Card Account |
1 working day |
|
ATMs |
Access your HSBC Current or Savings Account from any HSBC ATM around the world and transfer money to your Credit Card Account. You could deposit cash or Cheque** at any of the HSBC ATMs in Egypt |
1 working day |
|
HSBC Bank Egypt Branches |
You could deposit cash or Cheque** at any of the HSBC Bank Egypt Branches |
1 working day for cash |
|
Phone Banking Service |
Call your HSBC Advance Call Centre on 0800 ADVANCE to transfer funds from your HSBC Bank Egypt Account to your Credit Card Account |
1 working day |
|
Mailing your Payment (Please DO NOT SEND cash) |
Mention your Credit Card number behind the Cheques**/Draft and attach the tear-away portion of your Statement to the Cheque** |
Allow sufficient time for payment to get credited to the Card Account |
**The Bank may charge you a fee if your cheque is dishonored.
Insurance :
HSBC Credit Cover
As an HSBC Cardholder, you can now benefit from an optional new comprehensive Credit Cover against your outstanding balance.
In the event of Permanent Total Disability, Terminal Illness or Death (God forbids) of the Advance Primary Cardholder, 100% of the outstanding balance on the Card is settled up to a maximum of EGP 150,000.
*Benefits are subject to a maximum aggregate amount of EGP 300,000 on all types of HSBC Cards held by the Cardholder.
To apply for the Credit Cover or to opt-out of this service, kindly visit any HSBC Bank Egypt Branch or call us on 0800 ADVANCE
To view the summary of cover, please click here.
Tariff of Charges
Description |
HSBC Advance Credit Card |
|---|---|
Finance Charges |
1.85% |
Finance Charges (Cash Transactions) |
1.85% |
Cash Advance Fee |
2% (minimum of EGP 20) |
Cash Advance limit |
90% |
ATM withdrawals daily limit |
EGP 7,000 |
Card Replacement Fee |
Free |
Late Payment Amount |
EGP 30 |
Over limit Fee |
EGP 30 |
Copy of sales slip |
EGP 30 |
Copy of HSBC Credit Card Statement |
EGP 5 |
PIN replacement fees |
EGP 10 |
Access to HSBC Account through Non-HSBC ATMs |
Visa/plus or Cirrus network: EGP 60 |
Access to HSBC Account through HSBC ATMs |
Inside EGY & Middle East: Free |
Credit Cover (Optional) |
0.30% of Outstanding Balance |
