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HSBC Premier Credit Card

 

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Finally a card that gives credit where it's due.

Wide international acceptance, the finest rewards program, local privileges around the world and on-the-ground support in case of emergency. What more could you ask for from your credit card?

The HSBC Premier Credit Card provides you interest free credit for up to 56 days on purchases when you choose to settle your monthly outstanding balance in full; the option to pay a minimum of 5% of your monthly outstanding balance; a competitive interest rate and up to 50% cash advance. It also entitles you to a host of unbeatable rewards and benefits which include:

You can also benefit from a host of unbeatable rewards and advantages, which include:

Reward Program


Enjoy Rewards you can actually use. The HSBC Premier Credit Card has a Rewards Program that offers you unique privileges. Each time you spend on your Card, you will earn rewards that offer even more ways to indulge in a broader world of opportunities with shopping, dining, entertainment, electronics, fragrances, and much much more!

As an HSBC Premier Credit Cardholder, you are automatically enrolled into this loyalty program. Every time you use your HSBC Premier Credit Card, you will get 0.4 Reward Point for every EGP1 you spend on purchases* both in Egypt and abroad.

And as an HSBC Premier Credit Cardholder, get access to exclusive rates on air travel redemptions. You can redeem airline tickets from any airline of your choice and on any class of travel at any time. Choose from selected top 10 destinations, or personalise your own trip! Click here to choose your holiday destination!

*Excluding Cash Advances, Credit Card payments, Finance Charges and Fees of any kind.

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More Convenience


Triple Access
Your HSBC Premier Credit Card can work for you as a Credit Card or as an ATM Card.

Through any HSBC ATM worldwide, your HSBC Premier Credit Card gives you access to your Card Account as well as your HSBC Current and Savings Accounts

Moreover, you can also manage your credit limit by transferring money between your HSBC Accounts, check balances and pay your Card bills

Cash Access
Cash Access is yet another service that is brought to you by HSBC. Access cash from:

Over 23,000 HSBC ATMs worldwide

All the MasterCard/Cirrus ATMs around the globe

You can also withdraw cash from thousands of MasterCard member banks worldwide

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Easy Payment Options

Paying your Card bill has never been easier!

Easy Payment Options

How do I Pay?

Time taken for payment to get credited to your Card Account

Free Autopay Service

You may give us standing instructions to debit your HSBC Current or Savings account at a specified percentage from 5% to 100% of your monthly HSBC Premier Credit Card outstanding balance.

1 working day

Internet Banking

Log on to Internet Banking to transfer money to your Card Account.

1 working day

ATMs

If you have a Current or Savings Account with HSBC, you can access it from any HSBC ATM around the world and transfer money to your Credit Card Account.

You can also pay your HSBC Premier Credit Card bill by depositing cash/cheque* at any of the HSBC ATMs in Egypt.

1 working day

3 working days for cash payments

5 working days for cheque payments

Phone Banking

Call our Phone Banking Service on 0800 PREMIER from inside Egypt or (202) 3535 9800 from outside Egypt to transfer money to your HSBC Premier Credit Card Account.

1 working day

Mailing your payment
(Please DO NOT SEND CASH)

Please write your HSBC Premier Credit Card number on the reverse side of the cheque* / draft and attach the bottom perforated portion of the Card statement to ensure prompt credit into your Card Account.

Allow sufficient time for payment to get credited to your account.

*The Bank may charge you a fee in the event that your Cheque is dishonoured.

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HSBC Premier Special Offers

HSBC Premier Privileges
Discover the vast possibilities awaiting you when travelling or simply staying at home with offers from HSBC Premier Privileges. It's our way of saying thank you for being an HSBC Premier credit card member.

Click here for more information

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Insurance


HSBC Credit Cover

Enjoy complete peace of mind with HSBC Credit Cover.

As an HSBC Cardholder, you can now benefit from a new comprehensive Credit Cover against your outstanding balance, in the event of Permanent Total Disability, Critical Illness or Loss of Life (God forbids).

In the event of Permanent Total Disability, Critical Illness or Loss of Life (God forbids) of the Premier MasterCard Primary Cardholder, 100% of the outstanding balance on the Card is settled up to a maximum of EGP150,000.

*Benefits are subject to a maximum aggregate amount of EGP 300,000 on all types of HSBC Cards held by the Cardholder.

Starting January 2008, opt in this feature by completing the standard enrollment request form available at all HSBC Bank Egypt Branches or call us on 19007 (within Egypt) or (202) 3535 9100 (from outside Egypt) 24 hours a day, 7 days a week.

- For more information click here.

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Travel Insurance and Worldwide Travel Assistance Service


Use your HSBC Premier Credit Card to buy a travel ticket from any airline and enjoy ultimate safety and complete freedom outside your country of residence with Worldwide Travel insurance services. Coverage applies to all primary and supplementary Premier credit cardholders, provided that 100 per cent of the outgoing travel ticket value has been covered using a Premier card.

You can also benefit from the Worldwide Travel Assistance service offered by Travel Guard-AIG to facilitate ease of claims through:

24-hour Medical & Emergency Assistance

24-hour Travel Information

HSBC Premier Travel insurance benefits include: Personal accident benefits, Emergency medical expenses – accident and sickness including dental care, Emergency medical evacuation, Baggage delay/loss and much more.

Terms & Conditions Apply

1 month to 17 years old inclusive:

18 to 65 years old inclusive:

Benefits

Accidental Death

USD25,000

USD125,000

Permanent Total Disability due to Accident

USD25,000

USD125,000

Death or Permanent Total Disability due to Accident in a Common Carrier or Private Car

USD50,000

USD250,000

Death or Permanent Total Disability due to Accident in a Common Air Carrier

USD75,000

USD375,000

Loss of two eyes, two limbs or one eye and one limb

USD25,000

USD125,000

Loss of one eye or one limb

USD12,500

USD62,500

Flight Delay In Excess

N/A

USD150 per person
USD300 per family
10 Hours

Baggage Loss (50% Sub Limit per Bag)

N/A

USD500 per person
USD1,000 per family

Baggage Delay In Excess

N/A

USD150 per person
USD300 per family
10 Hours

Emergency Medical Expenses (Accident & Sickness) Deductible

USD250,000
USD25

USD250,000
USD25

Follow-up Expenses

Included in Emergency Medical Expenses

Included in Emergency Medical Expenses

Compassionate Visit

Included in Emergency Medical Expenses up to a Maximum of USD7,500

Included in Emergency Medical Expenses up to a Maximum of USD7,500

Death Repatriation

USD12,500

USD12,500

Emergency Medical Evacuation and Repatriation Deductible

USD250,000
USD50

USD250,000
USD50

Hospital Cash Benefit In Excess

USD100 per day up to a Maximum of USD1,200 1 Day

USD100 per day up to a Maximum of USD1,200 1 Day


We would like to draw your attention to the following Travel Guard phone numbers. These numbers will help you secure assistance in the event of any loss, accident or sickness while traveling.

Zone

Assistance numbers

USA

+1 877 897 1934

Rest of the world

+1 817 826 7234

Once a claim has been initiated by any HSBC Premier Credit Card cardholder, it will be assigned to a dedicated claims analyst to ensure that it is handled properly.

All Indemnities are subject to incurred expenses.
The policy also covers the insurance requirements for obtaining a Schengen Visa.

Travel Insurance Summary of benefits

Travel Insurance Policy Wording

Claim Form

Claim Procedures

FAQs


Disclaimer:
This Insurance is underwritten by AIG Egypt Insurance Company.
HSBC is not a party of the insurance relationship and the insured person will not hold HSBC responsible whether for compensation, processing of claims or otherwise.
This policy is subject to the terms and conditions of AIG Egypt Insurance Company and under its responsibility.

 

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Airport Lounge Access


The HSBC Premier Credit Card is your ultimate travel companion which grants you Free access to a selection of Airport lounges across MENA region.

Country

City

Lounge and Location

Eligible for cards issued in

Free* Access Valid For

Discounts for accompanied minors

UAE

Dubai

Marhaba Lounge
Terminals 1,2,3 and 4
Dubai International Airport

UAE, Egypt, Qatar, Oman, Jordan, Lebanon, Bahrain, Saudi Arabia, Kuwait & Pakistan

Primary Cardholder
Supplementary Cardholder

Discounted rate of AED 60 per kid access

Kuwait

Kuwait

Pearl Lounge
Terminal 1
Kuwait International Airport

UAE, Egypt, Qatar, Oman, Jordan, Lebanon, Bahrain, Saudi Arabia, Kuwait & Pakistan

Primary Cardholder
Supplementary Cardholder

50% Discount

Saudi Arabia

Riyadh

Premier Lounge
Terminal 1
King Khalid International Airport

UAE, Egypt, Qatar, Oman, Jordan, Lebanon, Bahrain, Saudi Arabia, Kuwait & Pakistan

Primary Cardholder
Supplementary Cardholder

No discount

Saudi Arabia

Jeddah

First Class Lounge
North (Foreign Airlines) Terminal
King Abdulaziz International Airport

UAE, Egypt, Qatar, Oman, Jordan, Lebanon, Bahrain, Saudi Arabia, Kuwait & Pakistan

Primary Cardholder
Supplementary Cardholder

No discount

Saudi Arabia

Dammam

First Class Lounge
King Fahd International Airport

UAE, Egypt, Qatar, Oman, Jordan, Lebanon, Bahrain, Saudi Arabia, Kuwait & Pakistan

Primary Cardholder
Supplementary Cardholder

No discount

Egypt

Cairo

First Class Lounge – Terminal 1
Exclusive Service Lounge – Terminal 3
Cairo International Airport

UAE, Egypt, Qatar, Oman, Jordan, Lebanon, Bahrain, Saudi Arabia, Kuwait & Pakistan

Primary Cardholder
Supplementary Cardholder

Free

Jordan

Jordan

Crown Lounge
International Terminal
Queen Alia International Airport

UAE, Egypt, Qatar, Oman, Jordan, Lebanon, Bahrain, Saudi Arabia, Kuwait

Primary Cardholder
Supplementary Cardholder

Discounted rate of JD 20 per kid access




Other International airports


Country

City

Lounge Name / Terminal

Access details*

Brazil

São Paulo

Congonhas International Airport. Located 2nd floor, near the Departure Gate.

Primary Cardholder & Supplementary Cardholder

Curitiba

Afonso Pena International Airport. Located on the 3rd floor landside.

Mexico

Mexico City

Mexico City International Airport. Located in Terminal 2, landside.

Primary Cardholder & Supplementary Cardholder

Turkey

Istanbul

Atatürk Airport International Terminal. Located airside.

Free access for HSBC Premier customers. Accompanying guests are charged an entrance fee of 50 TL per person

* Policy excludes Guests - fees will be charged as per respective country's lounge management offices

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Other Advantages


You can share the unbeatable advantages of your Credit Card with 4 of your friends and relatives by issuing them supplementary cards.

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For the General Bank terms and conditions, please click here.

For the Bank tariff of charges, please click here.

Ready to Apply?

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Call us...

Call us on 0800-PREMIER from inside Egypt or (202) 3535 9800 from outside Egypt

Visit the nearest HSBC branch...

 

The benefits and features set out above are current as at the date they appear on our website. However, they may be subject to change at any time at our discretion. We will try to notify existing customers of any changes that may impact them either in advance of the change or shortly afterwards.

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