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HSBC Visa Gold Credit Card

HSBC Visa Gold Credit Card - HSBC Egypt

Benefits of the HSBC Visa Gold Credit Card

Privileges & Offers

  • HSBC Entertainer Mobile App
    Free for HSBC Credit Cardholders, the HSBC Entertainer Mobile App gives instant access to over 8000 ‘Buy 1 Get 1 Free’ offers across 15 countries
  • Visa offers
    Enjoy a diverse selection of exceptional privileges, gifts, savings and opportunities specially tailored for Visa Gold cardholders

Protection

  • Chip and PIN
    The HSBC Visa Gold Credit Card is embedded with a microchip, and when used with a 6-digit PIN, it provides more protection against fraud than magnetic stripe cards

Additional Benefits

  • Free for life*
    Fee waiver for renewal annual fees is subject to achieving a minimum spend of EGP 5000 per year by using your HSBC Credit Card
  • Competitive interest rates and interest-free period
    Competitive interest rate of 2.95% per month and interest-free credit for up to 56 days on purchases when you choose to settle your monthly outstanding balance in full
  • Supplementary cards
    Share the unbeatable advantages of your Credit Card with 4* of your relatives by issuing them free HSBC Visa Gold supplementary cards
  • Worldwide acceptance
    The HSBC Visa GoldCredit Card is accepted globally at over 32 million retail outlets. Access cash from over 24,000 HSBC ATMs and Visa member banks around the globe
  • Triple access
    The HSBC Visa Gold Credit Card gives you access to your Card Account as well as your HSBC Current and Savings Accounts.
  • 50% cash advance
    Get up to 50% of your available credit limit as cash advance
  • Easy Payment options
    Paying your Card bill has never been easier with HSBC!
  • PayWave technology
    Contactless 'payWave' technology allows the customer to save time on small value purchases by just waving the HSBC Card in front of a payWave reader for small value purchases. You may not be required to enter your PIN or sign for the transaction. This feature is currently available only at selected outlets.
  • HSBC Special Offers
    Enjoy a variety of discounts tailored specially for HSBC Credit Cardholders at selected merchants when payment is made using HSBC Credit Card

Free HSBC Entertainer Mobile App

Absolutely free for HSBC Credit Card customers, the HSBC Entertainer mobile app gives you the following benefits:

  • Instant access to over 8,000 'Buy 1 Get 1 Free' offers,
  • Offers across 15 countries: Bahrain, Cyprus, Egypt, England, Hong Kong, Jordan, Kuwait, Lebanon, Malaysia, Oman, Qatar, Saudi Arabia, Singapore, South Africa and the United Arab Emirates
  • Offers for your whole family covering dining, entertainment, hotel accommodation and wellness
  • Helps you easily locate offers near you or in specific areas such as malls and hotels.

HSBC Entertainer app terms and conditions apply.

For more information about HSBC Entertainer click here

Visa Offers

You can have the best things in life with your Gold Credit Card, at home and abroad. There’s a diverse range of offers from VISA to choose from across travel, hotels, car hire, shopping, golf, dining and entertainment. So you can enjoy holidays in style, savour exquisite cuisine in fabulous restaurants or cafés and shop till you drop for your favourite brands. Visit www.visacemea.com/wv/Gold

HSBC Special Offers

Enjoy a variety of discounts tailored specially for HSBC Credit Cardholders at selected merchants when payment is made using HSBC Credit Card

home&Away

The home&Away privilege programme offers all HSBC credit cardholders an array of fabulous benefits around the world, with over 27,000 outlets in more than 160 countries and territories. Whether you are staying at home or travelling, do not miss out on these great offers.

For more information about home&Away click here

Experience extra levels of online security:

With Verified by Visa® you get an additional layer of online shopping security when you shop at participating retailers using your HSBC Credit Card.
Cards online security

Chip and PIN

The HSBC Visa Gold Credit Card is embedded with a microchip, and when used with a 6-digit PIN, it provides more protection against fraud than magnetic stripe cards

Chip & PIN FAQs

Free SMS alert Service:

Monitor your card usage closely and securely through the free SMS alert service from HSBC Bank Egypt. You will be automatically enrolled into the service and will instantly receive a message on your local mobile phone informing you of your card transactions in real time.

To view the most recent schedule of service and Tariffs, please click here.


Payment options

Options How to pay? Time taken for payment to get credited to your Card Account
Free Autopay Service Assign standing instructions to debit your HSBC Current or Savings account at a specified percentage from 5% to 100% of your monthly HSBC Credit Card outstanding balance. 1 working day
Online Banking Log on to online banking to transfer money from your HSBC account to your Credit Card account. 1 working day
ATMs You can deposit Cash in your Credit Card Accounts instantly through a number of HSBC ATMs in Egypt.
You can transfer money from your HSBC accounts to your HSBC Credit Card account
1 working day
Phone Banking Call our Phone Banking to transfer money From your HSBC account to your Credit Card account 1 working day
HSBC Bank Egypt Branches You can deposit cash or Cheques at any of HSBC Bank Egypt branches 1 working day for cash
5 working days for Cheque
Mailing your payment
(Please DO NOT SEND CASH)
Please write your HSBC Credit Card number on the reverse side of the cheque** / draft and attach the bottom perforated portion of the Card statement to ensure prompt credit into your Card Account. Allow sufficient time for payment to get credited to your account. 

**The Bank may charge you a fee in the event that your Cheque is dishonoured.

Minimum annual income - EGP 36,000

  • Primary Credit Card applicant must be at least 21 years of age
  • Supplementary Credit Card applicant must be at least 16 years of age

Documents required for primary card applicant

  • Credit Card Application Form
  • Photocopy of valid National ID for Egyptians or valid passport with valid residency for non-Egyptians
  • Most recent utility bill: phone, electricity or gas bill (original)

Documents required for supplementary card applicant

  • Photocopy of valid National ID for Egyptians or valid passport with valid residency for non-Egyptians 

Salaried Applicants

  • One salary credit on HBEG or other bank statements with narration "Salary" in addition to salary letter issued from the employer personnel department, financial controller or general manager (or their equivalents job titles) confirming above details, designation, department, salary and specifying fixed allowances and commission payments where appropriate and duration of contract for expatriates.

OR

  • Two salary credits on HBEG or other bank evidenced by bank statement without any additional documents

Self Employed Applicant

  • Copy of commercial registration certificate or trade license letter or equivalent
  • Last 6 months bank statement (original)

* Will only be required if the employer is different from the one mentioned in the ID

Note: Documents submitted with the card application are the Bank's property

c
Arabic
HSBC Visa Gold Credit Card - HSBC Egypt

HSBC Visa Gold Credit Card

Benefits of the HSBC Visa Gold Credit Card

Benefits

Privileges & Offers

  • HSBC Entertainer Mobile App
    Free for HSBC Credit Cardholders, the HSBC Entertainer Mobile App gives instant access to over 8000 ‘Buy 1 Get 1 Free’ offers across 15 countries
  • Visa offers
    Enjoy a diverse selection of exceptional privileges, gifts, savings and opportunities specially tailored for Visa Gold cardholders

Protection

  • Chip and PIN
    The HSBC Visa Gold Credit Card is embedded with a microchip, and when used with a 6-digit PIN, it provides more protection against fraud than magnetic stripe cards

Additional Benefits

  • Free for life*
    Fee waiver for renewal annual fees is subject to achieving a minimum spend of EGP 5000 per year by using your HSBC Credit Card
  • Competitive interest rates and interest-free period
    Competitive interest rate of 2.95% per month and interest-free credit for up to 56 days on purchases when you choose to settle your monthly outstanding balance in full
  • Supplementary cards
    Share the unbeatable advantages of your Credit Card with 4* of your relatives by issuing them free HSBC Visa Gold supplementary cards
  • Worldwide acceptance
    The HSBC Visa GoldCredit Card is accepted globally at over 32 million retail outlets. Access cash from over 24,000 HSBC ATMs and Visa member banks around the globe
  • Triple access
    The HSBC Visa Gold Credit Card gives you access to your Card Account as well as your HSBC Current and Savings Accounts.
  • 50% cash advance
    Get up to 50% of your available credit limit as cash advance
  • Easy Payment options
    Paying your Card bill has never been easier with HSBC!
  • PayWave technology
    Contactless 'payWave' technology allows the customer to save time on small value purchases by just waving the HSBC Card in front of a payWave reader for small value purchases. You may not be required to enter your PIN or sign for the transaction. This feature is currently available only at selected outlets.
  • HSBC Special Offers
    Enjoy a variety of discounts tailored specially for HSBC Credit Cardholders at selected merchants when payment is made using HSBC Credit Card

Privileges & Rewards

Free HSBC Entertainer Mobile App

Absolutely free for HSBC Credit Card customers, the HSBC Entertainer mobile app gives you the following benefits:

  • Instant access to over 8,000 'Buy 1 Get 1 Free' offers,
  • Offers across 15 countries: Bahrain, Cyprus, Egypt, England, Hong Kong, Jordan, Kuwait, Lebanon, Malaysia, Oman, Qatar, Saudi Arabia, Singapore, South Africa and the United Arab Emirates
  • Offers for your whole family covering dining, entertainment, hotel accommodation and wellness
  • Helps you easily locate offers near you or in specific areas such as malls and hotels.

HSBC Entertainer app terms and conditions apply.

For more information about HSBC Entertainer click here

Visa Offers

You can have the best things in life with your Gold Credit Card, at home and abroad. There’s a diverse range of offers from VISA to choose from across travel, hotels, car hire, shopping, golf, dining and entertainment. So you can enjoy holidays in style, savour exquisite cuisine in fabulous restaurants or cafés and shop till you drop for your favourite brands. Visit www.visacemea.com/wv/Gold

HSBC Special Offers

Enjoy a variety of discounts tailored specially for HSBC Credit Cardholders at selected merchants when payment is made using HSBC Credit Card

home&Away

The home&Away privilege programme offers all HSBC credit cardholders an array of fabulous benefits around the world, with over 27,000 outlets in more than 160 countries and territories. Whether you are staying at home or travelling, do not miss out on these great offers.

For more information about home&Away click here

Protection

Experience extra levels of online security:

With Verified by Visa® you get an additional layer of online shopping security when you shop at participating retailers using your HSBC Credit Card.
Cards online security

Chip and PIN

The HSBC Visa Gold Credit Card is embedded with a microchip, and when used with a 6-digit PIN, it provides more protection against fraud than magnetic stripe cards

Chip & PIN FAQs

Free SMS alert Service:

Monitor your card usage closely and securely through the free SMS alert service from HSBC Bank Egypt. You will be automatically enrolled into the service and will instantly receive a message on your local mobile phone informing you of your card transactions in real time.

Fees, Charges & Payment options

To view the most recent schedule of service and Tariffs, please click here.

Payment options

Options How to pay? Time taken for payment to get credited to your Card Account
Feee Autopay Service Assign standing instructions to debit your HSBC Current or Savings account at a specified percentage from 5% to 100% of your monthly HSBC Credit Card outstanding balance. 1 working day
Online Banking Log on to online banking to transfer money from your HSBC account to your Credit Card account. 1 working day
ATMs You can deposit Cash in your Credit Card Accounts instantly through a number of HSBC ATMs in Egypt.
You can transfer money from your HSBC accounts to your HSBC Credit Card account
1 working day
Phone Banking Call our Phone Banking to transfer money From your HSBC account to your Credit Card account 1 working day
HSBC Bank Egypt Branches You can deposit cash or Cheques at any of HSBC Bank Egypt branches 1 working day for cash
5 working days for Cheque
Mailing your payment
(Please DO NOT SEND CASH)
Please write your HSBC Credit Card number on the reverse side of the cheque** / draft and attach the bottom perforated portion of the Card statement to ensure prompt credit into your Card Account. Allow sufficient time for payment to get credited to your account. 

**The Bank may charge you a fee in the event that your Cheque is dishonoured.

Eligibility

Minimum annual income - EGP 36,000

  • Primary Credit Card applicant must be at least 21 years of age
  • Supplementary Credit Card applicant must be at least 16 years of age

Documents required for primary card applicant

  • Credit Card Application Form
  • Photocopy of valid National ID for Egyptians or valid passport with valid residency for non-Egyptians
  • Most recent utility bill: phone, electricity or gas bill (original)

Documents required for supplementary card applicant

  • Photocopy of valid National ID for Egyptians or valid passport with valid residency for non-Egyptians 

Salaried Applicants

  • One salary credit on HBEG or other bank statements with narration "Salary" in addition to salary letter issued from the employer personnel department, financial controller or general manager (or their equivalents job titles) confirming above details, designation, department, salary and specifying fixed allowances and commission payments where appropriate and duration of contract for expatriates.

OR

  • Two salary credits on HBEG or other bank evidenced by bank statement without any additional documents

Self Employed Applicant

  • Copy of commercial registration certificate or trade license letter or equivalent
  • Last 6 months bank statement (original)

* Will only be required if the employer is different from the one mentioned in the ID

Note: Documents submitted with the card application are the Bank's property


General Terms and Conditions click here

Schedule of Charges click here

Ready to apply?

Apply online and our representative will call you back within 60 minutes* to proceed with your request. Enjoy priority processing for your application and faster card issuance when you apply online.
 

Have us call you



 

If you are a Primary HSBC Visa Gold Credit Cardholder, you may apply for up to 4 free Supplementary Credit Cards for any of your family members
 

Have us call you



 

Call us:
Every day from 9am to 11pm

19007
within Egypt

+202 3535 9100
outside Egypt

 

or

 

Visit the nearest HSBC branch

 

 

*Our team is available from Sunday to Thursday, 9.30am to 3.30pm.

You are leaving hsbc.com.eg

This link may allow you to access a non - HSBC website. HSBC Bank Egypt S.A.E has no control over the linked website and is not liable for your use of it.

You are leaving hsbc.com.eg

This link may allow you to access a non - HSBC website. HSBC Bank Egypt S.A.E has no control over the linked website and is not liable for your use of it.