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Savings Certificate Account

Enjoy the benefits of medium-term savings in Egyptian Pounds

An HSBC 3-year Savings Certificate offers you a medium term saving opportunity in Egyptian Pounds with higher interest rates. The, certificate issued in EGP, also provides you with the convenience of crediting your interest to your Current or Savings account on monthly basis.

With an HSBC Savings Certificate you get:

  • Earn 14.5% per annum
  • Certificate issued in EGP and in the name of the owner
  • 3-year validity and tax exemption
  • Interest is paid monthly and credited to your Current or Savings account
  • Full/partial redemption after 6 months of the purchase date subject to relevant penalties
  • Eligibility for Asset-Link Finance/Overdraft against the certificate
  • Eligibility for a secured HSBC Credit Card against the certificate

The minimum deposit amount for a Savings Certificate is EGP 10,000. Savings Certificates are issued in multiples of EGP 1,000.

Partial redemption should be in multiples of EGP 1,000 with a minimum amount of EGP 1,000 to be redeemed per transaction. The remaining value of the certificate should not be less than EGP 10,000 (as a minimum).

Ready to apply? Have us call you

Arabic

Savings Certificate Account

Enjoy the benefits of medium-term savings in Egyptian Pounds

An HSBC 3-year Savings Certificate offers you a medium term saving opportunity in Egyptian Pounds with higher interest rates. The, certificate issued in EGP, also provides you with the convenience of crediting your interest to your Current or Savings account on monthly basis.

Overview

With an HSBC Savings Certificate you get:

  • Earn 14.5% per annum
  • Certificate issued in EGP and in the name of the owner
  • 3-year validity and tax exemption
  • Interest is paid monthly and credited to your Current or Savings account
  • Full/partial redemption after 6 months of the purchase date subject to relevant penalties
  • Eligibility for Asset-Link Finance/Overdraft against the certificate
  • Eligibility for a secured HSBC Credit Card against the certificate

Fees & Charges

The minimum deposit amount for a Savings Certificate is EGP 10,000. Savings Certificates are issued in multiples of EGP 1,000.

Partial redemption should be in multiples of EGP 1,000 with a minimum amount of EGP 1,000 to be redeemed per transaction. The remaining value of the certificate should not be less than EGP 10,000 (as a minimum).


For redemption schedule click here

For General Terms and Conditions click here

For Schedule of Charges click here

Ready to apply?

Apply online and our representative will call you back within 60 minutes* to proceed with your request.
 

Have us call you



 

Call us
Every day from 9am to 11pm

19007
within Egypt

+202 3535 9100
outside Egypt

 

or

 

Visit the nearest HSBC branch

 

 

*Our team is available from Sunday to Thursday, 9.30am to 3.30pm.

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This link may allow you to access a non - HSBC website. HSBC Bank Egypt S.A.E has no control over the linked website and is not liable for your use of it.

You are leaving hsbc.com.eg

This link may allow you to access a non - HSBC website. HSBC Bank Egypt S.A.E has no control over the linked website and is not liable for your use of it.