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Time Deposit Account

Grow your money and earn higher interest rates with HSBC Time Deposits

An HSBC Time Deposit account offers competitive interest rates and the flexibility to choose a maturity date which best suits your needs. Deposits are available in Egyptian Pounds and major foreign currencies

With an HSBC Time Deposit account you get:

  • To deposit funds for a pre-specified period, ranging from one week up to 12 months, at a fixed interest rate
  • Competitive interest rates
  • To receive interest upon maturity* or reinvest it as per your instructions. The Interest may be added to the principal or credited to a separate account or paid by cash/cheque/telegraphic transfer/demand draft
  • Choice of currencies: Open your account in Egyptian Pounds or major foreign currencies
  • Roll-over facility to automatically renew your deposit
  • Eligibility for a finance, credit card and a secured overdraft against the time deposit
  • No need to maintain minimum balance requirements for Current or Savings Accounts for principle and interest credit

*No interest will be paid in case of breaking a Time Deposit account.

EGP Term Deposit tier-based interest rates

The following tier-based interest rates per annum are applied on your EGP Term Deposit(s) starting 1 June 2017.

For HSBC Premier Customers:

EGP Term Deposit amount Annual interest rate*
Less than 1 month 1 Month 2 Months 3 Months 6 Months 12 Months
Starting from EGP 10,000 and less than EGP 100,000 3.30% 6.75% 6.85% 6.95% 7.45% 8.15%
Starting from EGP 100,000 and less than EGP 500,000 3.45% 7.50% 7.60% 7.70% 8.25% 8.95%
Starting from EGP 500,000 and less than EGP 1 Million 3.60% 8.75% 8.85% 8.95% 9.60% 10.20%
Starting from EGP 1Million 3.75% 10.25% 10.30% 10.35% 10.40% 10.55%

For HSBC Advance and Personal Banking Customers:

EGP Term Deposit amount Annual interest rate*
Less than 1 month 1 Month 2 Months 3 Months 6 Months 12 Months
Starting from EGP 10,000 and less than EGP 100,000 3.05% 6.50% 6.60% 6.70% 7.20% 7.90%
Starting from EGP 100,000 and less than EGP 500,000 3.20% 7.25% 7.35% 7.45% 8.00% 8.70%
Starting from EGP 500,000 and less than EGP 1 Million 3.35% 8.50% 8.60% 8.70% 9.35% 9.95%
Starting from EGP 1Million 3.50% 10.00% 10.05% 10.10% 10.15% 10.30%

USD Term Deposit tier-based interest rates
The following tier-based interest rates per annum are applied on your USD Term Deposit(s) starting 19 February 2017.

For HSBC Premier Customers:

USD Term Deposit amount Annual interest rate*
Less than 1 month 1 Month 3 Months 6 Months 12 Months 18 Months
Starting from USD 2,000 and less than USD 100,000 0.00% 0.55% 1.10% 1.40% 2.8% 3.1%
Starting from USD 100,000 and less than USD 250,000 0.15% 0.60% 1.15% 1.45%
Starting from USD 250,000 and less than USD 500,000 0.20% 0.65% 1.20% 1.50%
Starting from USD 500,000 and above 0.25% 0.70% 1.25% 1.55%

For HSBC Advance and Personal Banking Customers:

USD Term Deposit amount Annual interest rate*
Less than 1 month 1 Month 3 Months 6 Months 12 Months 18 Months
Starting from USD 2,000 and less than USD 100,000 0.00% 0.45% 1.00% 1.30% 2.7% 3%
Starting from USD 100,000 and less than USD 250,000 0.05% 0.50% 1.05% 1.35%
Starting from USD 250,000 and less than USD 500,000 0.10% 0.55% 1.10% 1.40%
Starting from USD 500,000 and above 0.15% 0.60% 1.15% 1.45%

EUR Term Deposit tier-based interest rates
The following tier-based interest rates per annum are applied on your EUR Term Deposit(s) starting 13 June 2016.

For HSBC Premier Customers:

EUR Term Deposit amount Annual interest rate*
3 Months 6 Months 12 Months 24 Months
Starting from EUR 2,000 and less than EUR 50,000 0.30% 0.40% 0.60% 1.10%
Starting from EUR 50,000 and less than EUR 100,000 0.35% 0.45% 0.70% 1.25%
Starting from EUR 100,000 and less than EUR 250,000 0.40% 0.50% 0.80% 1.40%
Starting from EUR 250,000 and above 0.45% 0.55% 0.90% 1.55%

For HSBC Advance and personal Banking Customers:

EUR Term Deposit amount Annual interest rate*
3 Months 6 Months 12 Months 24 Months
Starting from EUR 2,000 and less than EUR 50,000 0.20% 0.30% 0.50% 1.00%
Starting from EUR 50,000 and less than EUR 100,000 0.25% 0.35% 0.60% 1.15%
Starting from EUR 100,000 and less than EUR 250,000 0.30% 0.40% 0.70% 1.30%
Starting from EUR 250,000 and above 0.35% 0.45% 0.80% 1.45%

The minimum deposit amount is EGP 10,000 or USD 2,000 or its equivalent in any other foreign currency. If the combined average balance is not maintained, individual account balances and service monthly charges apply.

Any resident/Non-resident may open a Time Deposit account. Account holders may open a Time deposit via Personal Internet Banking

Ready to apply? Have us call you

**Interest rates are indicative and subject to change at the sole discretion of HSBC Bank Egypt S.A.E.

For General Terms and Conditions click here

For Schedule of Charges click here


Arabic

Time Deposit Account

Grow your money and earn higher interest rates with HSBC Time Deposits

An HSBC Time Deposit account offers competitive interest rates and the flexibility to choose a maturity date which best suits your needs. Deposits are available in Egyptian Pounds and major foreign currencies

Overview

With an HSBC Time Deposit account you get:

  • To deposit funds for a pre-specified period, ranging from one week up to 12 months, at a fixed interest rate
  • Competitive interest rates
  • To receive interest upon maturity* or reinvest it as per your instructions. The Interest may be added to the principal or credited to a separate account or paid by cash/cheque/telegraphic transfer/demand draft
  • Choice of currencies: Open your account in Egyptian Pounds or major foreign currencies
  • Roll-over facility to automatically renew your deposit
  • Eligibility for a finance, credit card and a secured overdraft against the time deposit
  • No need to maintain minimum balance requirements for Current or Savings Accounts for principle and interest credit

*No interest will be paid in case of breaking a Time Deposit account.

EGP Time Deposit tier-based interest rates

The following tier-based interest rates per annum are applied on your EGP Term Deposit(s) starting 1 June 2017.

For HSBC Premier Customers:

Annual interest rate**
EGP Time Deposit amount
Starting from EGP 10,000 and less than EGP 100,000
Less than 1 month 3.30%
1 Month 6.75%
2 Months 6.85%
3 Months 6.95%
6 Months 7.45%
12 Months 8.15%
Starting from EGP 100,000 and less than EGP 500,000
Less than 1 month 3.45%
1 Month 7.50%
2 Months 7.60%
3 Months 7.70%
6 Months 8.25%
12 Months 8.95%
Starting from EGP 500,000 and less than EGP 1 Million
Less than 1 month 3.60%
1 Month 8.75%
2 Months 8.85%
3 Months 8.95%
6 Months 9.60%
12 Months 10.20%
Starting from EGP 1Million
Less than 1 month 3.75%
1 Month 10.25%
2 Months 10.30%
3 Months 10.35%
6 Months 10.40%
12 Months 10.55%

For HSBC Advance and Personal Banking Customers:

Annual interest rate**
EGP Time Deposit amount
Starting from EGP 10,000 and less than EGP 100,000
Less than 1 month 3.05%
1 Month 6.50%
2 Months 6.60%
3 Months 6.70%
6 Months 7.20%
12 Months 7.90%
Starting from EGP 100,000 and less than EGP 500,000
Less than 1 month 3.20%
1 Month 7.25%
2 Months 7.35%
3 Months 7.45%
6 Months 8.00%
12 Months 8.70%
Starting from EGP 500,000 and less than EGP 1 Million
Less than 1 month 3.35%
1 Month 8.50%
2 Months 8.60%
3 Months 8.70%
6 Months 9.35%
12 Months 9.95%
Starting from EGP 1Million
Less than 1 month 3.50%
1 Month 10.00%
2 Months 10.05%
3 Months 10.10%
6 Months 10.15%
12 Months 10.30%

USD Term Deposit tier-based interest rates
The following tier-based interest rates per annum are applied on your USD Term Deposit(s) starting 19 February 2017.

For HSBC Premier Customers:

Annual interest rate**
USD Term Deposit amount
Starting from USD 2,000 and less than USD 100,000
Less than 1 month 0.00%
1 Month 0.55%
3 Months 1.10%
6 Months 1.40%
12 Months 2.8%
18 Months 3.1%
Starting from USD 100,000 and less than USD 250,000
Less than 1 month 0.15%
1 Month 0.60%
3 Months 1.15%
6 Months 1.45%
12 Months 2.8%
18 Months 3.1%
Starting from USD 250,000 and less than USD 500,000
Less than 1 month 0.20%
1 Month 0.65%
3 Months 1.20%
6 Months 1.50%
12 Months 2.8%
18 Months 3.1%
Starting from USD 500,000 and above
Less than 1 month 0.25%
1 Month 0.70%
3 Months 1.25%
6 Months 1.55%
12 Months 2.8%
18 Months 3.1%

For HSBC Advance and Personal Banking Customers:

Annual interest rate**
USD Term Deposit amount
Starting from USD 2,000 and less than USD 100,000
Less than 1 month 0.00%
1 Month 0.45%
3 Months 1.00%
6 Months 1.30%
12 Months 2.7%
18 Months 3%
Starting from USD 100,000 and less than USD 250,000
Less than 1 month 0.05%
1 Month 0.50%
3 Months 1.05%
6 Months 1.35%
12 Months 2.7%
18 Months 3%
Starting from USD 250,000 and less than USD 500,000
Less than 1 month 0.10%
1 Month 0.55%
3 Months 1.10%
6 Months 1.40%
12 Months 2.7%
18 Months 3%
Starting from USD 500,000 and above
Less than 1 month 0.15%
1 Month 0.60%
3 Months 1.15%
6 Months 1.45%
12 Months 2.7%
18 Months 3%

EUR Term Deposit tier-based interest rates
The following tier-based interest rates per annum are applied on your EUR Term Deposit(s) starting 13 June 2016.

For HSBC Premier Customers:

EUR Term Deposit amount Annual interest rate*
3 Months 6 Months 12 Months 24 Months
Starting from EUR 2,000 and less than EUR 50,000 0.30% 0.40% 0.60% 1.10%
Starting from EUR 50,000 and less than EUR 100,000 0.35% 0.45% 0.70% 1.25%
Starting from EUR 100,000 and less than EUR 250,000 0.40% 0.50% 0.80% 1.40%
Starting from EUR 250,000 and above 0.45% 0.55% 0.90% 1.55%

For HSBC Advance and personal Banking Customers:

EUR Term Deposit amount Annual interest rate*
3 Months 6 Months 12 Months 24 Months
Starting from EUR 2,000 and less than EUR 50,000 0.20% 0.30% 0.50% 1.00%
Starting from EUR 50,000 and less than EUR 100,000 0.25% 0.35% 0.60% 1.15%
Starting from EUR 100,000 and less than EUR 250,000 0.30% 0.40% 0.70% 1.30%
Starting from EUR 250,000 and above 0.35% 0.45% 0.80% 1.45%

Fees & Charges

The minimum deposit amount is EGP 10,000 or USD 2,000 or its equivalent in any other foreign currency. If the combined average balance is not maintained, individual account balances and service monthly charges apply.

Required Documents

Any resident/Non-resident may open a Time Deposit account. Account holders may open a Time deposit via Personal Internet Banking


**Interest rates are indicative and subject to change at the sole discretion of HSBC Bank Egypt S.A.E.

For General Terms and Conditions click here

For Schedule of Charges click here

Ready to apply?

Apply online and our representative will call you back within 60 minutes* to proceed with your request.
 

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Call us
Every day from 9am to 11pm

19007
within Egypt

+202 3535 9100
outside Egypt

 

or

 

Visit the nearest HSBC branch

 

 

*Our team is available from Sunday to Thursday, 9.30am to 3.30pm.

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This link may allow you to access a non - HSBC website. HSBC Bank Egypt S.A.E has no control over the linked website and is not liable for your use of it.