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HSBC Advance MasterCard® Credit Card

HSBC Advance Credit Card - HSBC Egypt

Get ahead of the rest with an HSBC Advance MasterCard® Credit Card

Privileges & Rewards

  • Airport lounge access
    Get free access to a selection of Airport lounges across the Middle East
  • HSBC Entertainer Mobile App
    Free for HSBC Credit Cardholders, the HSBC Entertainer Mobile App gives instant access to over 8000 ‘Buy 1 Get 1 Free’ offers across 15 countries
  • Priceless Arabia
    "Tell tales few can tell", discover a truly unique collection of dining, shopping, sports and exciting attraction experiences at www.pricelessarabia.com
  • Rewards points
    The HSBC Advance Credit Card has a Rewards Program that offers you unique privileges.

Protection

  • Chip and PIN
    The HSBC Advance Credit Card is embedded with a microchip, and when used with a 6-digit PIN, it provides more protection against fraud than magnetic stripe cards
  • Free worldwide travel insurance
    Travel insurance from AIG Egypt Insurance Company - Egypt, provided via HSBC, offers protection against unexpected events while you are abroad

Additional Benefits

  • No annual fee
    Enjoy your HSBC Advance MasterCard® Credit Card without any annual membership fees for primary and supplementary cards
  • Competitive interest rates and interest-free period
    Competitive interest rate of 2.95% per month and interest-free credit for up to 56 days on purchases when you choose to settle your monthly outstanding balance in full
  • Supplementary cards
    Share the unbeatable advantages of your Credit Card with 4* of your relatives by issuing them free HSBC Advance supplementary cards
  • Worldwide acceptance
    The HSBC Advance Credit Card is accepted globally at over 32 million retail outlets. Access cash from over 24,000 HSBC ATMs, all MasterCard®/Cirrus ATMs, and MasterCard® member banks around the globe
  • Triple access
    The HSBC Advance Credit Card gives you access to your Card Account as well as your HSBC Current and Savings Accounts.
  • 50% cash advance
    Get up to 50% of your available credit limit as cash advance
  • Easy Payment options
    Paying your Card bill has never been easier with HSBC!
  • PayWave technology
    Contactless 'payWave' technology allows the customer to save time on small value purchases by just waving the HSBC Card in front of a payWave reader for small value purchases. You may not be required to enter your PIN or sign for the transaction. This feature is currently available only at selected outlets.
  • HSBC Special Offers
    Enjoy a variety of discounts tailored specially for HSBC Credit Cardholders at selected merchants when payment is made using HSBC Credit Card

Airport lounge access

The HSBC Advance Credit Card is your ultimate travel companion which grants you Free access to a selection of Airport lounges across the MENA region. Click here to find out the updated list of lounges.

My Rewards Points 

Enjoy Rewards Points you can actually use. Each time you spend on your card, you will earn Rewards Points that can be redeemed for a wide array of gifts such as shopping vouchers, dining vouchers, entertainment, electronics and much more!

HSBC Advance Credit Cardholders can also redeem Points for airline tickets of their choice.

As an HSBC Advance Credit Cardholder, you are automatically enrolled into this loyalty program. Every time you use your HSBC Advance Credit Card, you will get 0.2 Reward Point for every EGP 1 you spend on purchases(1 point for every 5 EGP)* both in Egypt and abroad.

*Excluding Cash Advances, Credit Card payments, Finance Charges and Fees of any kind.

For more information about My Rewards Points click here

Free HSBC Entertainer Mobile App

Absolutely free for HSBC Credit Card customers, the HSBC Entertainer mobile app gives you the following benefits:

  • Instant access to over 8,000 'Buy 1 Get 1 Free' offers,
  • Offers across 15 countries: Bahrain, Cyprus, Egypt, England, Hong Kong, Jordan, Kuwait, Malaysia, Lebanon, Oman, Qatar, Saudi Arabia, Singapore, South Africa and the United Arab Emirates
  • Offers for your whole family covering dining, entertainment, hotel accommodation and wellness
  • Helps you easily locate offers near you or in specific areas such as malls and hotels.

HSBC Entertainer app terms and conditions apply.

For more information about HSBC Entertainer click here

home&Away

The home&Away privilege programme offers all HSBC credit cardholders an array of fabulous benefits around the world, with over 27,000 outlets in more than 160 countries and territories. Whether you are staying at home or travelling, do not miss out on these great offers.

For more information about home&Away click here

HSBC Special Offers

Enjoy a variety of discounts tailored specially for HSBC Credit Cardholders at selected merchants when payment is made using HSBC Credit Card

Credit Cards Special Offers

Priceless Arabia

"Tell tales few can tell", discover a truly unique collection of dining, shopping, sports and exciting attraction experiences at www.pricelessarabia.com

Experience extra levels of online security:

With MasterCard® SecureCode you get an additional layer of online shopping security when you shop at participating retailers using your HSBC Credit Card.

Cards online security

Chip and PIN

The HSBC Advance Platinum Credit Card is embedded with a microchip, and when used with a 6-digit PIN, it provides more protection against fraud than magnetic stripe cards

Chip & PIN FAQs

Free SMS alert Service:

Monitor your card usage closely and securely through the free SMS alert service from HSBC Bank Egypt. You will be automatically enrolled into the service and will instantly receive a message on your local mobile phone informing you of your card transactions in real time.

Free worldwide travel insurance*

Use your HSBC Advance Credit Card to buy a travel ticket from any airline and enjoy ultimate safety and complete freedom outside your country of residence with Worldwide Travel insurance services.

For eligibility to the above coverage, the airline ticket must be purchased with HSBC Advance Credit Card (Primary & Supplementary) & the customer must be under 65 years old at the time of the trip.

(This coverage supersedes any previous coverage offered earlier on HSBC Advance Card (Issued in EGYPT by HSBC Bank Egypt S.A.E)

  • Claims under this policy will be handled by AIG Assist which is equipped to provide you with the necessary guidance in your situation, and will direct you on claims procedure, or you may contact AIG Egypt office for any claims reimbursement.

HSBC Advance Travel insurance benefits include: Emergency medical expenses – accident and sickness, Emergency medical evacuation, Baggage delay/loss and much more.

*Travel insurance coverage is valid for a maximum of 30 days from the departure date.

Terms & Conditions Apply

Sum Insured in EGP
Benefits Emergency Medical Expenses (Accident & Sickness)
Deductible
EGP 600,000
EGP 900
Emergency Medical Evacuation EGP 225,000
Baggage Loss
Per Bag
Per Item
EGP 2,700
EGP 1,350
EGP 135
Baggage Delay
In Excess
EGP 225 per hour up to EGP 1,350
6 hours
Trip Delay
In Excess
EGP 225 per hour up to EGP 1,350
12 Hours
Death Repatriation EGP 45,000
Assistance Department (24hr/Worldwide Services)
Call Centre-Claims line

Covered

We would like to draw your attention to the following Travel Assistance phone numbers. These numbers will help you secure assistance in the event of any loss, accident or sickness while traveling.

ZONE Assistance (24 Hours)
USA and Canada AIG +1-877-897-1934
Rest of the world +1 817 826 7234

Once a claim has been initiated by any HSBC Advance Credit Card cardholder, it will be assigned to a dedicated claims analyst by the Insurance company to ensure that it is handled properly.

All Indemnities are subject to incurred expenses.
Benefits mentioned above comply with the Schengen visa requirements.

Travel Insurance Summary of Benefits
Travel Insurance Policy Wording
Claim Form
Claim Procedures

Fees & Charges

To view the most recent schedule of service and Tarffs, please click here.


Payment options

Options How to pay? Time taken for payment to get credited to your Card Account
FREE Autopay Service Assign standing instructions to debit your HSBC Current or Savings account at a specified percentage from 5% to 100% of your monthly HSBC Credit Card outstanding balance. 1 working day
Online Banking Log on to online banking to transfer money from your HSBC account to your Credit Card account. 1 working day
ATMs You can deposit Cash in your Credit Card Accounts instantly through a number of HSBC ATMs in Egypt. 1 working day
Phone Banking Contact us to transfer money from your HSBC account to your Credit Card account. 1 working day
HSBC Bank Egypt Branches You can deposit cash or Cheques at any of the HSBC Bank Egypt branches 1 working day for cash
5 working days for Cheque
Mailing your payment
(Please DO NOT SEND CASH)
Please write your HSBC Credit Card number on the reverse side of the cheque** / draft and attach the bottom perforated portion of the Card statement to ensure prompt credit into your Card Account. Allow sufficient time for payment to get credited to your account. 

*For instant cash deposit ATM locations, please click here.

**The Bank may charge you a fee if your cheque is dishonoured.

To get a free HSBC Advance Credit Card you must open a new or upgrade to an HSBC Advance account. You can apply for your Credit Card during the same account opening or upgrade process To view the eligibility criteria click here.

Age

Primary Credit Card applicant must be at least 21 years of age.

Supplementary Credit Card applicant must be at least 16 years of age.

DOCUMENTS REQUIRED FOR PRIMARY CARD APPLICANT

  • Credit Card Application Form
  • Photocopy of valid National ID for Egyptians or valid passport with valid residency for non-Egyptians
  • Most recent utility bill: phone, electricity or gas bill (original)

DOCUMENTS REQUIRED FOR SUPPLEMENTARY CARD APPLICANTLICANT

  • Photocopy of valid National ID for Egyptians or valid passport with valid residency for non-Egyptians

Salaried Applicants

One salary credit on HSBC Bank Egypt or other bank statements with narration "Salary" In Addition to salary letter issued from the employer personnel department, Financial Controller or General Manager (or their equivalents job titles) confirming above details, designation, department, salary and specifying fixed allowances and commission payments where appropriate and duration of contract for expatriates.

OR

Two salary credits on HSBC Bank Egypt or other bank evidenced by bank statement without any additional documents

Self Employed Applicant

Copy of the commercial register or Trade License Letter or equivalent

Last 6 months bank statement (original)

* Will only be required if the employer is different from the one mentioned in the ID

DOCUMENTS REQUIRED FOR SUPPLEMENTARY CARD APPLICANTLICANT

Photocopy of valid National ID for Egyptians or valid passport with valid residency for non-Egyptians

IMPORTANT NOTES
Documents submitted with the card application are the Bank's property

The free worldwide travel insurance is underwritten by AIG Egypt Insurance Company. HSBC is not a party of the insurance relationship and the insured person will not hold HSBC responsible whether for compensation, processing of claims or otherwise.

* The above covers are Subject to terms and conditions of the Group Policy between HSBC Bank Egypt S.A.E and AIG Egypt Insurance Company, S.A.E.

Claims under this policy will be handled by AIG Assist which is equipped to provide you with the necessary guidance in your situation, and will direct you on claims procedure, or you may contact AIG Egypt office for any claims reimbursement.

*HSBC Terms and conditions shall apply.

The benefits and features set out above are current as at the date they appear on our website. However, they may be subject to change at any time at our discretion. We will try to notify existing customers of any changes that may impact them either in advance of the change or shortly afterwards.

For more information about the HSBC Advance account application click here

General Terms and Conditions click here

Schedule of Charges click here


Arabic
HSBC Advance Credit Card - HSBC Egypt

HSBC Advance MasterCard® Credit Card

Get ahead of the rest with an HSBC Advance MasterCard® Credit Card

Benefits

Privileges & Rewards

  • Airport lounge access
    Get free access to a selection of Airport lounges across the Middle East
  • HSBC Entertainer Mobile App
    Free for HSBC Credit Cardholders, the HSBC Entertainer Mobile App gives instant access to over 8000 ‘Buy 1 Get 1 Free’ offers across 15 countries
  • Priceless Arabia
    "Tell tales few can tell", discover a truly unique collection of dining, shopping, sports and exciting attraction experiences at www.pricelessarabia.com
  • Rewards points
    The HSBC Advance Credit Card has a Rewards Program that offers you unique privileges.

Protection

  • Chip and PIN
    The HSBC Advance Credit Card is embedded with a microchip, and when used with a 6-digit PIN, it provides more protection against fraud than magnetic stripe cards
  • Free worldwide travel insurance
    Travel insurance from AIG Egypt Insurance Company - Egypt, provided via HSBC, offers protection against unexpected events while you are abroad

Additional Benefits

  • No annual fee
    Enjoy your HSBC Advance MasterCard® Credit Card without any annual membership fees for primary and supplementary cards
  • Competitive interest rates and interest-free period
    Competitive interest rate of 2.95% per month and interest-free credit for up to 56 days on purchases when you choose to settle your monthly outstanding balance in full
  • Supplementary cards
    Share the unbeatable advantages of your Credit Card with 4* of your relatives by issuing them free HSBC Advance supplementary cards
  • Worldwide acceptance
    The HSBC Advance Credit Card is accepted globally at over 32 million retail outlets. Access cash from over 24,000 HSBC ATMs, all MasterCard®/Cirrus ATMs, and MasterCard® member banks around the globe
  • Triple access
    The HSBC Advance Credit Card gives you access to your Card Account as well as your HSBC Current and Savings Accounts.
  • 50% cash advance
    Get up to 50% of your available credit limit as cash advance
  • Easy Payment options
    Paying your Card bill has never been easier with HSBC!
  • PayWave technology
    Contactless 'payWave' technology allows the customer to save time on small value purchases by just waving the HSBC Card in front of a payWave reader for small value purchases. You may not be required to enter your PIN or sign for the transaction. This feature is currently available only at selected outlets.
  • HSBC Special Offers
    Enjoy a variety of discounts tailored specially for HSBC Credit Cardholders at selected merchants when payment is made using HSBC Credit Card

Privileges & Rewards

Airport lounge access

The HSBC Advance Credit Card is your ultimate travel companion which grants you Free access to a selection of Airport lounges across the MENA region. Click here to find out the updated list of lounges.


My Rewards Points 

Enjoy Rewards Points you can actually use. Each time you spend on your card, you will earn Rewards Points that can be redeemed for a wide array of gifts such as shopping vouchers, dining vouchers, entertainment, electronics and much more!

HSBC Advance Credit Cardholders can also redeem Points for airline tickets of their choice.

As an HSBC Advance Credit Cardholder, you are automatically enrolled into this loyalty program. Every time you use your HSBC Advance Credit card, you will get 0.2 Reward Point for every EGP 1 you spend on purchases(1 point for every 5 EGP)* both in Egypt and abroad.

*Excluding Cash Advances, Credit Card payments, Finance Charges and Fees of any kind.

For more information about My Rewards Points click here


Free HSBC Entertainer Mobile App

Absolutely free for HSBC Credit Card customers, the HSBC Entertainer mobile app gives you the following benefits:

  • Instant access to over 8,000 'Buy 1 Get 1 Free' offers,
  • Offers across 15 countries: Bahrain, Cyprus, Egypt, England, Hong Kong, Jordan, Kuwait, Malaysia, Lebanon, Oman, Qatar, Saudi Arabia, Singapore, South Africa and the United Arab Emirates
  • Offers for your whole family covering dining, entertainment, hotel accommodation and wellness
  • Helps you easily locate offers near you or in specific areas such as malls and hotels.

HSBC Entertainer app terms and conditions apply.

For more information about HSBC Entertainer click here

home&Away

The home&Away privilege programme offers all HSBC credit cardholders an array of fabulous benefits around the world, with over 27,000 outlets in more than 160 countries and territories. Whether you are staying at home or travelling, do not miss out on these great offers.

For more information about home&Away click here

HSBC Special Offers

Enjoy a variety of discounts tailored specially for HSBC Credit Cardholders at selected merchants when payment is made using HSBC Credit Card

Credit Cards Special Offers

Priceless Arabia

"Tell tales few can tell", discover a truly unique collection of dining, shopping, sports and exciting attraction experiences at www.pricelessarabia.com

Protection

Experience extra levels of online security:

With MasterCard® SecureCode you get an additional layer of online shopping security when you shop at participating retailers using your HSBC Credit Card.

Cards online security

Chip and PIN

The HSBC Advance Platinum Credit Card is embedded with a microchip, and when used with a 6-digit PIN, it provides more protection against fraud than magnetic stripe cards

Chip & PIN FAQs

Free SMS alert Service:

Monitor your card usage closely and securely through the free SMS alert service from HSBC Bank Egypt. You will be automatically enrolled into the service and will instantly receive a message on your local mobile phone informing you of your card transactions in real time.

Free worldwide travel insurance*

Use your HSBC Advance Credit Card to buy a travel ticket from any airline and enjoy ultimate safety and complete freedom outside your country of residence with Worldwide Travel insurance services.

For eligibility to the above coverage, the airline ticket must be purchased with HSBC Advance Credit Card (Primary & Supplementary) & the customer must be under 65 years old at the time of the trip.

(This coverage supersedes any previous coverage offered earlier on HSBC Advance Card (Issued in EGYPT by HSBC Bank Egypt S.A.E)

  • Claims under this policy will be handled by AIG Assist which is equipped to provide you with the necessary guidance in your situation, and will direct you on claims procedure, or you may contact AIG Egypt office for any claims reimbursement.

HSBC Advance Travel insurance benefits include: Emergency medical expenses – accident and sickness, Emergency medical evacuation, Baggage delay/loss and much more.

*Travel insurance coverage is valid for a maximum of 30 days from the departure date.

Terms & Conditions Apply

Sum Insured in EGP
Benefits Emergency Medical Expenses (Accident & Sickness)
Deductible
EGP 600,000
EGP 900
Emergency Medical Evacuation EGP 225,000
Baggage Loss
Per Bag
Per Item
EGP 2,700
EGP 1,350
EGP 135
Baggage Delay
In Excess
EGP 225 per hour up to EGP 1,350
6 hours
Trip Delay
In Excess
EGP 225 per hour up to EGP 1,350
12 Hours
Death Repatriation EGP 45,000
Assistance Department (24hr/Worldwide Services)
Call Centre-Claims line

Covered

We would like to draw your attention to the following Travel Assistance phone numbers. These numbers will help you secure assistance in the event of any loss, accident or sickness while traveling.

ZONE Assistance (24 Hours)
USA and Canada AIG +1-877-897-1934
Rest of the world +1 817 826 7234

Once a claim has been initiated by any HSBC Advance Credit Card cardholder, it will be assigned to a dedicated claims analyst by the Insurance company to ensure that it is handled properly.

All Indemnities are subject to incurred expenses.
Benefits mentioned above comply with the Schengen visa requirements.

Travel Insurance Summary of Benefits
Travel Insurance Policy Wording
Claim Form
Claim Procedures

Fees, Charges & Payment options

To view the most recent schedule of service and Tarffs, please click here.


Payment options

Options How to pay? Time taken for payment to get credited to your Card Account
FREE Autopay Service Assign standing instructions to debit your HSBC Current or Savings account at a specified percentage from 5% to 100% of your monthly HSBC Credit Card outstanding balance. 1 working day
Online Banking Log on to online banking to transfer money from your HSBC account to your Credit Card account. 1 working day
ATMs You can deposit Cash in your Credit Card Accounts instantly through a number of HSBC ATMs in Egypt. 1 working day
Phone Banking Contact us to transfer money from your HSBC account to your Credit Card account. 1 working day
HSBC Bank Egypt Branches You can deposit cash or Cheques at any of HSBC Bank Egypt branches 1 working day for cash
5 working days for Cheque
Mailing your payment
(Please DO NOT SEND CASH)
Please write your HSBC Credit Card number on the reverse side of the cheque** / draft and attach the bottom perforated portion of the Card statement to ensure prompt credit into your Card Account. Allow sufficient time for payment to get credited to your account. 

*For instant cash deposit ATM locations, please click here.

**The Bank may charge you a fee if your cheque is dishonoured.

Eligibility

To get a free HSBC Advance Credit Card you must open a new or upgrade to an HSBC Advance account. You can apply for your Credit Card during the same account opening or upgrade process To view the eligibility criteria click here.

Age

Primary Credit Card applicant must be at least 21 years of age.

Supplementary Credit Card applicant must be at least 16 years of age.

DOCUMENTS REQUIRED FOR PRIMARY CARD APPLICANT

  • Credit Card Application Form
  • Photocopy of valid National ID for Egyptians or valid passport with valid residency for non-Egyptians
  • Most recent utility bill: phone, electricity or gas bill (original)

DOCUMENTS REQUIRED FOR SUPPLEMENTARY CARD APPLICANTLICANT

  • Photocopy of valid National ID for Egyptians or valid passport with valid residency for non-Egyptians

Salaried Applicants

One salary credit on HSBC Bank Egypt or other bank statements with narration "Salary" In Addition to salary letter issued from the employer personnel department, Financial Controller or General Manager (or their equivalents job titles) confirming above details, designation, department, salary and specifying fixed allowances and commission payments where appropriate and duration of contract for expatriates.

OR

Two salary credits on HSBC Bank Egypt or other bank evidenced by bank statement without any additional documents

Self Employed Applicant

Copy of the commercial register or Trade License Letter or equivalent

Last 6 months bank statement (original)

* Will only be required if the employer is different from the one mentioned in the ID

DOCUMENTS REQUIRED FOR SUPPLEMENTARY CARD APPLICANTLICANT

Photocopy of valid National ID for Egyptians or valid passport with valid residency for non-Egyptians

IMPORTANT NOTES
Documents submitted with the card application are the Bank's property


The free worldwide travel insurance is underwritten by AIG Egypt Insurance Company. HSBC is not a party of the insurance relationship and the insured person will not hold HSBC responsible whether for compensation, processing of claims or otherwise.

* The above covers are Subject to terms and conditions of the Group Policy between HSBC Bank Egypt S.A.E and AIG Egypt Insurance Company, S.A.E.

Claims under this policy will be handled by AIG Assist which is equipped to provide you with the necessary guidance in your situation, and will direct you on claims procedure, or you may contact AIG Egypt office for any claims reimbursement.

*HSBC Terms and conditions shall apply.

The benefits and features set out above are current as at the date they appear on our website. However, they may be subject to change at any time at our discretion. We will try to notify existing customers of any changes that may impact them either in advance of the change or shortly afterwards.

For more information about the HSBC Advance account application click here

General Terms and Conditions click here

Schedule of Charges click here

Ready to apply?

Apply online and our representative will call you back within 60 minutes* to proceed with your request. Enjoy priority processing for your application and faster card issuance when you apply online.
 

Existing HSBC Advance Customer



If you are a Primary HSBC Advance Credit Cardholder, you may apply for up to 4 free Supplementary Credit Cards for any of your family members
 

Have us call you



 

Non-Existing HSBC Advance Customer



 

Call us: 24×7

0800 ADVANCE
within Egypt

+202 3535 9600
outside Egypt

 

or

 

Visit the nearest HSBC branch

 

 

*Our team is available from Sunday to Thursday, 9.30am to 3.30pm.

You are leaving hsbc.com.eg

This link may allow you to access a non - HSBC website. HSBC Bank Egypt S.A.E has no control over the linked website and is not liable for your use of it.

You are leaving hsbc.com.eg

This link may allow you to access a non - HSBC website. HSBC Bank Egypt S.A.E has no control over the linked website and is not liable for your use of it.