HSBC Visa Classic Credit Card
Benefits of the HSBC Visa Classic Credit Card
Important Note: For existing cardholders only. The HSBC visa Classic Credit Card is no longer issued.
- Financial Flexibility
- 50% cash advance
Get up to 50% of your available credit limit as cash advance
- Competitive interest-free period
Competitive interest-free credit for up to 56 days on purchases
- Easy Payment options
Paying your Card bill has never been easier with HSBC!
- HSBC Entertainer Mobile App
Free for HSBC credit card customers, the HSBC Entertainer Mobile App gives instant access to over 8000 ‘Buy 1 Get 1 Free’ offers across 15 countries
- Worldwide acceptance
The HSBC Visa Classic Credit Card is accepted globally at over 32 million retail outlets. Access cash from over 24,000 HSBC ATMs and Visa member banks around the globe
- Chip and PIN
The HSBC Visa Classic Credit Card is embedded with a microchip, and when used with a 6-digit PIN, it provides more protection against fraud than magnetic stripe cards
- HSBC Credit Cover
A comprehensive insurance cover which protects the cardholder's outstanding balance in the unfortunate event of permanent total disability, critical illness or loss of life
- Supplementary cards
Share the unbeatable advantages of your Credit Card with up to 4* of your relatives by issuing them supplementary cards
- PayWave technology
Contactless 'payWave' technology allows the customer to save time on small value purchases by just waving the HSBC Card in front of a payWave reader for small value purchases. You may not be required to enter your PIN or sign for the transaction. This feature is currently available only at selected outlets.
- Emergency assistance worldwide
Lost and stolen card reporting service and emergency card replacement
*Up to 4 supplementary credit cards on all your credit cards’ types.
Privileges & Rewards
Competitive interest rates and interest-free period
Competitive interest rate of 2.95% per month and interest-free credit for up to 56 days on purchases when you choose to settle your monthly outstanding balance in full.
Free HSBC Entertainer Mobile App
Absolutely free for HSBC Credit Card customers, the HSBC Entertainer mobile app gives you the following benefits:
- Instant access to over 8,000 'Buy 1 Get 1 Free' offers,
- Offers across 15 countries: Bahrain, Cyprus, Egypt, England, Hong Kong, Jordan, Kuwait, Lebanon, Malaysia, Oman, Qatar, Saudi Arabia, Singapore, South Africa and the United Arab Emirates
- Offers for your whole family covering dining, entertainment, hotel accommodation and wellness
- Helps you easily locate offers near you or in specific areas such as malls and hotels.
HSBC Entertainer app terms and conditions apply.
For more information about HSBC Entertainer click here
HSBC Special Offers
Enjoy a variety of discounts tailored specially for HSBC Credit Cardholders at selected merchants when payment is made using HSBC Credit Card
The home&Away privilege programme offers all HSBC credit cardholders an array of fabulous benefits around the world, with over 27,000 outlets in more than 160 countries and territories. Whether you are staying at home or travelling, do not miss out on these great offers.
For more information about home&Away click here
Experience extra levels of online security:
With Verified by Visa® you get an additional layer of online shopping security when you shop at participating retailers using your HSBC Credit Card.
Cards online security
Chip and PIN
The HSBC Visa Classic Credit Card is embedded with a microchip, and when used with a 6-digit PIN, it provides more protection against fraud than magnetic stripe cards.
Free SMS alert Service:
Monitor your card usage closely and securely through the free SMS alert service from HSBC Bank Egypt. You will be automatically enrolled into the service and will instantly receive a message on your local mobile phone informing you of your card transactions in real time.
HSBC Credit Cover
Enjoy complete peace of mind with HSBC Credit Cover
As an HSBC Credit Cardholder, you can now benefit from an optional comprehensive Credit Cover against your outstanding balance. In the event of Permanent Total Disability, Critical Illness or Loss of Life (God forbid) of the HSBC Cardholder, 100% of the outstanding balance on the Card is settled up to a maximum of EGP 75,000.
Benefits are subject to a maximum aggregate amount of EGP 300,000 on all types of HSBC Cards held by the Cardholder.
To opt-out of this service, visit any HSBC Bank Egypt Branch or call us on 19007 (within Egypt) or +202 3535 9100 (from outside Egypt.
For more information about the credit cover, click here
Fees, Charges & Payment options
|Primary Card Annual fee||EGP 150|
|Supplementary Card Annual Fee||EGP 50|
|Monthly finance charge||2.95% (effective 1 July 2017)|
|Cash advance fee||2% (minimum EGP 20)|
|Card replacement fee||EGP 50|
|FX mark-up||3% (Effective 16 January 2017)|
|PIN issuance and replacement fee||Free|
|Late payment fee||EGP 75|
|Over limit fee||EGP 30|
|Card limit increase||Free|
|Copy of transaction slip/Dispute investigation fees||EGP 50|
|Copy of credit card statement||EGP 5/ month|
|Credit card statement delivery||EGP 5/ cycle|
|Domestic card delivery fee||Free|
|International card delivery fee||EGP 200 or equivalent in other foreign currencies|
|PIN delivery fee||Free|
|Optional Credit Cover insurance fees on monthly outstanding balance||0.2% of monthly outstanding balance|
|Credit Bureau investigation fees||EGP 35 (applies to new issuance, renewal and limit increase)|
|Cards Monthly Maintenance Fees (Non-Account Holders)||EGP 7|
Free automatic settlement service: You can give us standing instructions to debit your HSBC Bank Egypt Current or Savings Account at a specified percentage from 5% to 100% of your monthly Credit Card outstanding balance.*
If you have a Current or Savings Account with HSBC Bank Egypt, you can pay your Credit Card bills by logging on to our Personal Internet Banking Service or by calling our Phone Banking Service on 19007.
You can deposit Cash in your Current, Saving, and Credit Card Accounts instantly through a number of HSBC ATMs in Egypt.**
*Allow one working day for payment to get credited to your account.
**For instant cash deposit ATM locations, please click here.
Important Note: The HSBC Visa Classic Credit Card is no longer issued.
General Terms and Conditions click here
Schedule of Charges click here
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