HSBC Premier MasterCard Credit Card
Benefits of the HSBC Premier MasterCard® Credit Card
Privileges & Rewards
- HSBC Premier Privileges
Take advantage of special offers on travel, dining, shopping and entertainment around the world when you pay using your HSBC Premier Credit Card - Airport lounge access
Get free access to a selection of Airport lounges across the Middle East and worldwide. - Rewards points
The HSBC Premier Credit Card has a Rewards Program that offers you unique privileges. - HSBC Entertainer Mobile App
Free for HSBC Credit Cardholders, the HSBC Entertainer Mobile App gives instant access to over 8000 ‘Buy 1 Get 1 Free’ offers across 15 countries - Priceless Arabia
"Tell tales few can tell", discover a truly unique collection of dining, shopping, sports and exciting attraction experiences at www.pricelessarabia.com
Protection
- Chip and PIN
The HSBC Premier Credit Card is embedded with a microchip, and when used with a 6-digit PIN, it provides more protection against fraud than magnetic stripe cards - Free worldwide travel insurance
Travel insurance from AIG Egypt Insurance Company - Egypt, provided via HSBC, offers protection against unexpected events while you are abroad
Additional Benefits
- No annual fee
Enjoy your HSBC Premier MasterCard® Credit Card without any annual membership fees for primary and supplementary cards - Competitive interest rates and interest-free period
Competitive interest rate of 2.59% per month and interest-free credit for up to 56 days on purchases when you choose to settle your monthly outstanding balance in full - Supplementary cards
Share the unbeatable advantages of your Credit Card with 4* of your family members by issuing them free HSBC Premier supplementary cards - Worldwide acceptance
The HSBC Premier Credit Card is accepted globally at over 32 million retail outlets. Access cash from over 24,000 HSBC ATMs, all MasterCard®/Cirrus ATMs, and MasterCard® member banks around the globe - Triple access
The HSBC Premier Credit Card gives you access to your Card Account as well as your HSBC Current and Savings Accounts. - 50% cash advance
Get up to 50% of your available credit limit as cash advance - Easy Payment options
Paying your Card bill has never been easier with HSBC! - PayWave technology
Contactless 'payWave' technology allows the customer to save time on small value purchases by just waving the HSBC Card in front of a payWave reader for small value purchases. You may not be required to enter your PIN or sign for the transaction. This feature is currently available only at selected outlets. - HSBC Special Offers
Enjoy a variety of discounts tailored specially for HSBC Credit Cardholders at selected merchants when payment is made using HSBC Credit Card
Premier Privileges
Discover the vast possibilities awaiting you when travelling or simply staying at home with offers from HSBC Premier Privileges. It´s one of the ways we thank you for being an HSBC Premier credit card member.
Take advantage of special offers on travel, dining, health and beauty, shopping and entertainment around the world when you pay using your HSBC Premier Credit Card
For more information about Premier Privileges click here
Indulge, with Mastercard's privileged offerings
Enjoy exclusive benefits covering travel, lifestyle and insurance. For more information click here
Airport lounge access
The HSBC Premier Credit Card is your ultimate travel companion which grants you Free access to a selection of Airport lounges across the Middle East region and worldwide. Please Click here to find out the updated list of lounges
Save with Agoda
Book your hotel through Agoda.com with an HSBC Premier Credit Card and get up to 7% off at more than 180,000 hotels worldwide.
You’ll also receive instant confirmation and best rate guarantee, so you can focus on planning the rest of your trip with more savings to spend while you’re there. Booking must be made on www.agoda.com/HSBCPremierAsia.
Book now
Agoda Terms and conditions
Agoda terms and conditions apply
Save with Ministry of Villas
Use your HSBC Premier MasterCard credit card to book a private villa from a wide variety of niche properties within the Far East region through Ministry of Villas and enjoy up to 10% discount on Villa charge.
Book now
Ministry of Villas Terms and conditions
Ministry of Villas terms and conditions apply
We've got your Wi-Fi covered
HSBC Premier Credit Cardholders can enjoy unlimited Wi-Fi through IPass at over 62 million hotspots worldwide.
IPass offers you free global WiFi service in airports through the World’s Largest Global Wi-Fi Network, with more than 62 million hotspots in more than 180 countries and territories, IPass delivers simple, secure, unlimited Wi-Fi access for HSBC Premier credit card holders.
Connect up to four devices at airports, hotels and popular places around town, and never worry about data caps, roaming fees or unreliable network coverage.
How to get connected
Before you travel, simply you need to download the Free IPass app from Apple store or Play store to register and start enjoying the service or register directly on IPass website
To register on IPass app you’ll be asked to create an IPass account at no added cost by entering the first 6 digit of your Premier MasterCard and the following activation Code 5225019024763 to complete the registration process.
Whenever you need Wi-Fi while travelling, just connect your device to IPass network at the nearest available hotspot. Find the nearest IPass hotspots through Ipass App on your smartphone or tablet.
IPass Terms of use and conditions
IPass terms and conditions apply
My Rewards Points programme
Enjoy Rewards Points you can actually use. Each time you spend on your card, you will earn Rewards Points that can be redeemed for a wide array of gifts such as shopping vouchers, dining vouchers, entertainment, electronics and much more!
HSBC Premier Credit Cardholders can also redeem Points for airline tickets of their choice.
As an HSBC Premier Credit Cardholder, you are automatically enrolled into this loyalty program. Every time you use your HSBC Premier Credit Card, you will get 0.4 Reward Point for every EGP 1 you spend on purchases* both in Egypt and abroad.
*Excluding Cash Advances, Credit Card payments, Finance Charges and Fees of any kind.
For more information about My Rewards Points click here
Free HSBC Entertainer Mobile App
Absolutely free for HSBC Credit Card customers, the HSBC Entertainer mobile app gives you the following benefits:
- Instant access to over 8,000 'Buy 1 Get 1 Free' offers,
- Offers across 15 countries: Bahrain, Cyprus, Egypt, England, Hong Kong, Jordan, Kuwait, Malaysia, Lebanon, Oman, Qatar, Saudi Arabia, Singapore, South Africa and the United Arab Emirates
- Offers for your whole family covering dining, entertainment, hotel accommodation and wellness
- Helps you easily locate offers near you or in specific areas such as malls and hotels.
HSBC Entertainer app terms and conditions apply.
For more information about HSBC Entertainer click here
HSBC Special Offers
Enjoy a variety of discounts tailored specially for HSBC Credit Cardholders at selected merchants when payment is made using HSBC Credit Card
Priceless Arabia
"Tell tales few can tell", discover a truly unique collection of dining, shopping, sports and exciting attraction experiences at www.pricelessarabia.com
home&Away
The home&Away privilege programme offers all HSBC credit cardholders an array of fabulous benefits around the world, with over 27,000 outlets in more than 160 countries and territories. Whether you are staying at home or travelling, do not miss out on these great offers.
For more information about home&Away click here
Experience extra levels of online security:
With MasterCard® SecureCode™ you get an additional layer of online shopping security when you shop at participating retailers using your HSBC Credit Card.
Cards online security
Chip and PIN
The HSBC Premier Credit Card is embedded with a microchip, and when used with a 6-digit PIN, it provides more protection against fraud than magnetic stripe cards
Free SMS alert Service:
Monitor your card usage closely and securely through the free SMS alert service from HSBC Bank Egypt. You will be automatically enrolled into the service and will instantly receive a message on your local mobile phone informing you of your card transactions in real time.
HSBC Credit Cover*
Enjoy complete peace of mind with HSBC Credit Cover
As an HSBC Premier Credit Cardholder, you can benefit from an optional comprehensive Credit Cover against your outstanding balance. In the event of Permanent Total Disability, Critical Illness or Loss of Life (God forbid) of the Primary Cardholder, 100% of the outstanding balance on the Card is settled up to a maximum of EGP 150,000.
Benefits are subject to a maximum aggregate amount of EGP 300,000 on all types of HSBC Cards held by the Cardholder.
To opt-out of this service, visit any HSBC Bank Egypt Branch or call us on 0800 PREMIER (within Egypt) or +202 3535 9800 (from outside Egypt).
For more information about the credit cover, click here
Free worldwide travel insurance*
Use your HSBC Premier Credit Card to buy a travel ticket from any airline and enjoy ultimate safety and complete freedom outside your country of residence with Worldwide Travel insurance services.
For eligibility to the above coverage, the airline ticket must be purchased with HSBC Premier Credit Card (Primary & Supplementary) & the customer must be under 65 years old at the time of the trip.
(This coverage supersedes any previous coverage offered earlier on HSBC Premier Card (Issued in EGYPT by HSBC Bank Egypt S.A.E)
- Claims under this policy will be handled by AIG Assist which is equipped to provide you with the necessary guidance in your situation, and will direct you on claims procedure, or you may contact AIG Egypt office for any claims reimbursement.
HSBC Premier Travel insurance benefits include: Personal accident benefits, Emergency medical expenses – accident and sickness including dental care, Emergency medical evacuation, Baggage delay/loss and much more.
*Travel insurance coverage is valid for a maximum of 30 days from the departure date.
Terms & Conditions Apply
| 1 month to 17 years old inclusive: | 18 to 65 years old inclusive: | ||
|---|---|---|---|
| Benefits | Accidental Death | EGP 225,000 | EGP 1,125,000 |
| Permanent Total Disability due to Accident | EGP 225,000 | EGP 1,125,000 | |
| Death or Permanent Total Disability due to Accident in a Common Carrier or Private Car | EGP 450,000 | EGP 2,250,000 | |
| Death or Permanent Total Disability due to Accident in a Common Air Carrier | EGP 675,000 | EGP 3,375,000 | |
| Loss of two eyes, two limbs or one eye and one limb | EGP 225,000 | EGP 1,125,000 | |
| Loss of one eye or one limb | EGP 112,500 | EGP 562,500 | |
| Flight Delay In Excess (10 Hours) | N/A | EGP 1,350 per person EGP 2,700 per family |
|
| Baggage Loss (50% Sub Limit per Bag) | N/A | EGP 4,500 per person EGP 9,000 per family |
|
| Baggage Delay In Excess (10 Hours) | N/A | EGP 1,350 per person EGP 2,700 per family |
|
| Emergency Medical Expenses (Accident & Sickness) Deductible | EGP 2,250,000 EGP 225 |
EGP 2,250,000 EGP 225 |
|
| Follow-up Expenses | Included in Emergency Medical Expenses | Included in Emergency Medical Expenses | |
| Compassionate Visit | Included in Emergency Medical Expenses up to a Maximum of EGP 67,500 | Included in Emergency Medical Expenses up to a Maximum of EGP 67,500 | |
| Death Repatriation | EGP 112,500 | EGP 112,500 | |
| Emergency Medical Evacuation and Repatriation Deductible | EGP 2,250,000 EGP 450 |
EGP 2,250,000 EGP 450 |
|
| Hospital Cash Benefit In Excess | EGP 900 per day up to a Maximum of EGP 10,800 1 Day | EGP 900 per day up to a Maximum of EGP 10,800 1 Day | |
We would like to draw your attention to the following Travel Assistance phone numbers. These numbers will help you secure assistance in the event of any loss, accident or sickness while traveling.
| Zone | Assistance (24 Hours) |
|---|---|
| USA & Canada | AIG +1-877-897-1934 |
| Rest of the world | +1 817 826 7234 |
Once a claim has been initiated by any HSBC Premier Credit Card cardholder, it will be assigned to a dedicated claims analyst by the Insurance company to ensure that it is handled properly.
All Indemnities are subject to incurred expenses.
Benefits mentioned above comply with the Schengen visa requirements.
Fees & Charges
To view the most recent Schedule of Services and Tariffs, please click here.
Payment options
| Options | How to pay? | Time taken for payment to get credited to your Card Account |
|---|---|---|
| FREE Autopay Service | Assign standing instructions to debit your HSBC Current or Savings account at a specified percentage from 5% to 100% of your monthly HSBC Credit Card outstanding balance. | 1 working day |
| Online Banking | Log on to online banking to transfer money from your HSBC account to your Credit Card account. | 1 working day |
| ATMs | You can deposit Cash in your Credit Card Accounts instantly through a number of HSBC ATMs in Egypt. | 1 working day |
| Phone Banking | Contact us to transfer money from your HSBC account to your Credit Card account. | 1 working day |
| HSBC Bank Egypt Branches | You can deposit cash or Cheques at any of the HSBC Bank Egypt branches | 1 working day for cash 5 working days for Cheque |
| Mailing your payment (Please DO NOT SEND CASH) |
Please write your HSBC Credit Card number on the reverse side of the cheque** / draft and attach the bottom perforated portion of the Card statement to ensure prompt credit into your Card Account. | Allow sufficient time for payment to get credited to your account. |
*For instant cash deposit ATM locations, please click here.
**The Bank may charge you a fee in the event that your Cheque is dishonoured.
To get a free HSBC Premier Credit Card you must open a new or upgrade to an HSBC Premier account. You can apply for your Credit Card during the same account opening or upgrade process To view the eligibility criteria click here
Age
Primary Credit Card applicant must be at least 21 years of age.
Supplementary Credit Card applicant must be at least 16 years of age.
Required documents
You need to complete the Account opening process by personally visiting any of our Branches, with the following documents*:
DOCUMENTS REQUIRED FOR PRIMARY CARD APPLICANT
- Credit Card Application Form
- Photocopy of valid National ID for Egyptians or valid passport with valid residency for non-Egyptians
- Most recent utility bill: phone, electricity or gas bill (original)
DOCUMENTS REQUIRED FOR SUPPLEMENTARY CARD APPLICANT
- Photocopy of valid National ID for Egyptians or valid passport with valid residency for non-Egyptians
Salaried Applicants
One salary credit on HSBC Bank Egypt or other bank statements with narration "Salary" In Addition to salary letter issued from the employer personnel department, Financial Controller or General Manager (or their equivalents job titles) confirming above details, designation, department, salary and specifying fixed allowances and commission payments where appropriate and duration of contract for expatriates.
OR
Two salary credits on HSBC Bank Egypt or other bank evidenced by bank statement without any additional documents
Self Employed Applicant
Copy of commercial registration certificate or trade license letter or equivalent
Last 6 months bank statement (original)
HSBC Egypt Credit Card gives you and your loved ones peace of mind and protection, because sometimes even the healthiest people are diagnosed with unexpected illnesses.
Credit Cover is a comprehensive insurance cover which protects the Cardholder's outstanding balance in the unfortunate event of Permanent Total Disability, Critical Illness or Loss of Life(God forbids) according to the policy's terms and conditions. A monthly premium at the prevailing rate of 0.2% from your monthly outstanding balance will be charged on your Card monthly.
To opt out of the service, call 19007 (within Egypt) or (202) 3535 9100 (from outside Egypt).
*The credit cover is governed by the insurance company terms and conditions and without any liability on HSBC Bank Egypt. HSBC Terms and conditions shall apply.
The benefits and features set out above are current as at the date they appear on our website. However, they may be subject to change at any time at our discretion. We will try to notify existing customers of any changes that may impact them either in advance of the change or shortly afterwards.
Credit cover feature is only applicable for existing credit cardholders already enrolled to Credit Cover.
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