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Professional and self-employed cash finance

Professional And Self-Employed Cash Finance

Today's plans determine where you'll be tomorrow

Start planning your tomorrow today, with the Professional And Self-Employed Cash personal finance and plan towards your wedding, your child's education or your travel destinations

Finance Scheme for Self-employed

  • Finance amount up to EGP 350,000 based on your monthly income
  • Competitive interest rate
  • No minimum balance is required on the related account for the finance period
  • Flexible finance repayment period from 6 months to 60 months
  • Fixed equal monthly instalments for easy planning of monthly budget

Finance Scheme for Professionals

  • Finance amount up to EGP250,000 based on the monthly income
  • Competitive interest rate
  • No minimum balance is required on the related account for the finance period
  • Flexible finance repayment period from 6 months to 60 months
  • Fixed equal monthly instalments for easy planning of monthly budget

Finance Scheme for Professional & Self-Employed

  • Minimum 3 years in business
  • Minimum age should be 30, and maximum age should be 65 years at the end of the finance repayment period
  • Customer should have Egyptian Nationality

Finance Scheme for Professionals & Self- Employed

Documents required from all customers

  • Valid National Identification Card
  • Recent telephone, electricity or gas utility bill (maximum 3 months old) with a minimum consumption amount of EGP 9 for electricity, EGP 3 for gas EGP 36 for telephone bills
  • Proof of income: last 6 months’ personal and/or corporate bank account statements
  • Last taxation and social insurance status certificate issued by taxation authorities or legal accountant
  • Original tax card, copy obtained and singed original seen

Documents required from Self-Employed customers

  • Proof of years in business: Commercial Register (max 3 months old)
  • Last 2 years audited financial statements

Documents required from Professionals

  • Official Work Permit
  • Official Syndicate Identification Card
  • License of Clinic to prove ownership
  • University ID in case of professor

What is Fixed Interest Rate Finance ?
A straightforward finance that you can get without a guarantor whether you are salaried employee, self-employed or professional.

How is the interest for Personal Finance calculated?
Interest rate is calculated based on Bank announced rate at the time of application, Interest rate will stay fixed during the finance tenor therefore the finance installments and the finance tenor will stay fixed.

Why choose a Fixed Interest Rate Finance?
This finance is suitable for customers who wishes to have a clear and fixed view of their indebtedness, whereby neither the installment value or the tenor will change it remains locked across the loan’s life.

How to apply for a Personal Finance?
To apply for a Personal Finance you can call 25291010, visit your nearest branch or the HSBC website www.hsbc.com.eg.

Arabic

Professional and self-employed cash finance

Today's plans determine where you'll be tomorrow

Start planning your tomorrow today, with the Professional And Self-Employed Cash personal finance and plan towards your wedding, your child's education or your travel destinations

Overview

Finance Scheme for Self-employed

  • Finance amount up to EGP 350,000 based on your monthly income
  • Competitive interest rate
  • No minimum balance is required on the related account for the finance period
  • Flexible finance repayment period from 6 months to 60 months
  • Fixed equal monthly instalments for easy planning of monthly budget

 

Finance Scheme for Professionals

  • Finance amount up to EGP250,000 based on the monthly income
  • Competitive interest rate
  • No minimum balance is required on the related account for the finance period
  • Flexible finance repayment period from 6 months to 60 months
  • Fixed equal monthly instalments for easy planning of monthly budget

 

Eligibility

Finance Scheme for Professional & Self-Employed

  • Minimum 3 years in business
  • Minimum age should be 30, and maximum age should be 65 years at the end of the finance repayment period
  • Customer should have Egyptian Nationality

 

Required Documents

Finance Scheme for Professionals & Self- Employed

Documents required from all customers

  • Valid National Identification Card
  • Recent telephone, electricity or gas utility bill (maximum 3 months old) with a minimum consumption amount of EGP 9 for electricity, EGP 3 for gas EGP 36 for telephone bills
  • Proof of income: last 6 months’ personal and/or corporate bank account statements
  • Last taxation and social insurance status certificate issued by taxation authorities or legal accountant
  • Original tax card, copy obtained and singed original seen

 

Documents required from Self-Employed customers

  • Proof of years in business: Commercial Register (max 3 months old)
  • Last 2 years audited financial statements

 

Documents required from Professionals

  • Official Work Permit
  • Official Syndicate Identification Card
  • License of Clinic to prove ownership
  • University ID in case of professor

FAQs

What is Fixed Interest Rate Finance ?
A straightforward finance that you can get without a guarantor whether you are salaried employee, self-employed or professional.

How is the interest for Personal Finance calculated?
Interest rate is calculated based on Bank announced rate at the time of application, Interest rate will stay fixed during the finance tenor therefore the finance installments and the finance tenor will stay fixed.

Why choose a Fixed Interest Rate Finance?
This finance is suitable for customers who wishes to have a clear and fixed view of their indebtedness, whereby neither the installment value or the tenor will change it remains locked across the loan’s life.

How to apply for a Personal Finance?
To apply for a Personal Finance you can call 25291010, visit your nearest branch or the HSBC website www.hsbc.com.eg.


For General Terms and Conditions click here

For Schedule of Charges click here

Ready to apply?

Apply online and get a 15% discount* on the administration fees. Our representative will call you back within 60 minutes** to proceed with your request.

*Offer terms and conditions

Enjoy priority processing for your application and faster finance credit when you apply online.
 

Have us call you



 

Alternatively call us:

+202 2529 1010

 

or

 

Visit the nearest HSBC branch

 

 

*Our team is available from Sunday to Thursday, 9.30am to 3.30pm.

You are leaving hsbc.com.eg

This link may allow you to access a non - HSBC website. HSBC Bank Egypt S.A.E has no control over the linked website and is not liable for your use of it.

You are leaving hsbc.com.eg

This link may allow you to access a non - HSBC website. HSBC Bank Egypt S.A.E has no control over the linked website and is not liable for your use of it.