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The HSBC Individual Needs Review helps you to quickly identify your financial needs in order to save and grow your money and to protect what is important to you.
Specific steps need to be taken to achieve specific goals. We provide the following wealth products, to help meet your individual needs. Tailored products, coupled with our personalised service, makes for banking that is truly shaped around you.
Egyptian Government Treasury Bills 1
The opportunity to invest your capital by investing in Egyptian Government Treasury Bills
Treasury Bills are available in 3, 6, 9 and 12 months tenor giving you the opportunity to diversify your investment portfolio.
- Minimum investment: EGP 25,000 and multiples thereof
- Investment term: 3, 6, 9 or 12 months
- Issuer: Egyptian Ministry of Finance Treasury Bills return will depend on the annual yield decided at the Central Bank of Egypt
- Taxes: 20% of Treasury Bill annual yield payable at maturity
- Bank fees: EGP 250 per trade
- Auctions are held on a weekly basis every Thursday and Sunday depending on the Treasury Bill tenor
Note type: Zero-coupon bond with no interest payable. The holder of the Treasury Bill will gain on the difference between the amount paid at issuance and the amount received at maturity
Wealth Insurance Solutions 2
If you have needs that can be fulfilled by insurance products, our staff can introduce you to a representative from Allianz Egypt, a subsidiary from Allianz Group, our Preferred Insurance Partner, to help review and address your needs.
You can access your Allianz insurance policy details by registering to Allianz Customer Portal*.
* Please read this important information before accessing this website. This link will allow you to access a non-HSBC website. HSBC Bank Egypt S.A.E has no control over the linked website and not liable for your use of it. This portal is developed and provided by Allianz Egypt and any information you share in the following screens will be on the Allianz website and HSBC hereby disclaims any liability for the use of the Allianz website and its contents.
In our dealings with you, we will:
- Help you identify your financial needs and support you in meeting those needs
- Provide continued support through regular Individual Needs Review to identify and prioritize your needs
Each employee is expected to bring these business principles to life through their day-to-day actions.
Useful tips when buying a financial product
Important things for you to consider
- What are your financial objectives, taking into account your needs and expectations?
- How much money do you have?
- How much do you want to save or invest and for how long?
- How will your current circumstances change over the period you want to save or invest?
- What investments or savings plans do you hold and do you have investment experience?
- What is your appetite towards risk?
Things you should know before making a decision
- Why and how is the product and service suitable for you and how does it meet your objectives?
- What benefits do the product and service offer?
- How much do you need to commit to the solution you choose? What will happen if you subsequently find that you are unable to make your regular contributions on time?
- What alternative products offer similar benefits?
- Where can you find key information relevant to your investment?
- Terms and conditions
- Investment warning
- Exclusions and disclaimers
- Fees & charges
- Do you fully understand all the product information and the risks?
- What are your cancellation rights and how would you get your money back if you decide the product is not for you?
Wealth Needs Review
The HSBC Individual Needs Review helps you to quickly identify your financial needs in order to save and grow your money and to protect what is important to you.Know more