Flexible ways to pay off your credit card

If you're making a big purchase or need a bit of extra cash, you can use your HSBC credit card and pay off the balance flexibly over a period of up to 24 months. We offer competitive interest rates and no processing fee, with two different instalment plans depending on your needs.

HSBC Flexible Instalment Plan

Enjoy the flexibility to pay off credit card purchases of EGP 5,000 or more in equal monthly installments for up to 24 months at a discounted monthly interest rate.

  • No income documentation required
  • Discounted interest rate of 1.89%
  • Repayment plans of 6, 12, 18 or 24 months
  • Zero processing fee
  • Zero early settlement fee

HSBC Cash Instalment Plan

Get access to cash up to 65% of your available credit limit, and pay it back in easy instalments over a period of up to 24 months.

  • No income documentation required
  • Competitive interest rates
  • Repayment plans of 6, 12, 18 or 24 months
  • Zero processing fee

How to apply

You can apply for a Flexible Instalment Plan in branch or over the phone, and your application will be processed within 1 working day. You can apply in branch for a Cash Instalment Plan, and your application will be processed within 2 working days.

Visit a branch

Visit your nearest branch to speak to us in person.

Call us

Contact us by phone every day from 9am to 11pm.

Tel: 19007 (within Egypt)

Tel: +202 3535 9100 (outside Egypt)

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