A card with added benefits

You can shop across the globe with a credit card that's accepted at over 32 million retail outlets. From rewards to special offers and discounts, this is a card packed with benefits.
Online offer: Apply today and get up to EGP 200 cashback

Why you'll want this card

  • Earn 0.2 rewards points for every EGP 1 spent
  • Enjoy access to 25 airport lounges worldwide, purchase and warranty insurance
  • Access over 9,000 ‘Buy 1 Get 1 Free’ offers with the free Entertainer app in Egypt and abroad
  • Choose from a variety of instalment plans at discounted interest rates to suit your needs and lifestyle
  • Receive a competitive interest rate of 2.95% per month
  • Free for life: spend a minimum of EGP 20,000 a year to get an annual card fee waiver
  • Get an interest-free period of up to 56 days when you pay off your full outstanding balance each month
  • Share up to free 4 supplementary cards with family members1
  • Shop securely with Chip and PIN and Verified by Visa®
  • Make contactless payments for small purchases using payWave
  • Get up to 50% of your available credit limit as a cash advance
  • Triple access: use our ATMS to access your card account along with your HSBC Current and Savings Accounts

Card benefits

My Rewards Points

Make purchases with your card at home or abroad to automatically earn 0.2 points for every EGP 1 spent or 1 point for every EGP 5 spent.2 You can redeem points on electronics and homeware, flights and leisure, treats and gifts, e-vouchers and much more.

Things you should know

Eligibility

To apply for this credit card, you must be an Egyptian national or have permanent residency in Egypt, and:

  • have a minimum gross monthly income of EGP 10,000 
  • be between the ages of 21 and 65 years of age (60 years for non-Egyptian nationals) if you're the primary card applicant
  • be at least 16 years of age if you're the supplementary card applicant

How to apply

Online

Request a call back to benefit from priority processing and our exclusive online cashback offer.5  If you spend a minimum of EGP 500 within 60 days of your card being issued, you'll earn:

  • EGP 150 cashback for a primary credit card
  • EGP 200 cashback for a primary and a supplementary credit card

Our team is available weekdays from 9.30am to 3.30pm and will be in touch within 60 minutes.6

Fill in our supplementary card call back form to start an application for a card for a family member.

Call us

Contact us by phone every day from 9am to 11pm.

Tel: 19007 
(landlines only within Egypt)

Tel: +202 3535 9100 
(mobile phones and outside Egypt)

Visit a branch

Speak to us in branch to start an application.

Apply to increase your credit limit

If you're an existing cardholder, you can enjoy greater financial flexibility on your spending by increasing your credit card limit. Call us or visit your nearest branch to apply or send us a message through online banking.8 

1Up to 4 supplementary credit cards for family members on all your credit card types.

2Excluding cash advances, credit card payments, finance charges and fees of any kind.

3Credit Cover is governed by the insurance company terms and conditions and without any liability on HSBC Bank Egypt. HSBC terms and conditions shall apply. The cover is only applicable for existing credit cardholders already enrolled to Credit Cover.

4If you send a cheque to us, please write your credit card number on the back and enclose the payment slip from your card statement. There will may be a fee charge if we can't process the cheque.

5See the Digital Cashback Offer Terms & Conditions (PDF, 22KB)

6Call back is available from 9.30am to 3.30pm, Sunday to Thursday. If you ask for a call back outside these hours, we'll call you the next working day.

7A salary letter from your employer's human resources department or from the financial controller or general manager. The letter must state your job title, department, salary and contract duration if you're an expatriate, and any fixed allowances or commission payments you receive.

8Subject to meeting HSBC Bank Egypt SAE's eligibility criteria as per our policy and credit cards terms & conditions. HSBC has the right to request documents to support a credit limit increase application if required.

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