A card with built-in benefits

Get a wealth of travel and lifestyle benefits with a credit card for Advance Account customers.1
Enjoy rewards points, 'Buy 1 Get 1 Free' offers, complimentary airport lounge access, hotel discounts and much more for no annual membership fee.
Online offer: Apply today and get up to EGP 200 cashback

Why you'll want this card

  • Earn 0.2 rewards points for every EGP 1 spent
  • Enjoy complimentary access to 25 airport lounges worldwide, and travel insurance
  • Access over 9,000 ‘Buy 1 Get 1 Free’ offers with the free Entertainer app in Egypt and abroad
  • Choose an instalment plan at a discounted interest rate to suit your needs and lifestyle
  • Receive a competitive interest rate of 2.95% per month
  • Make contactless payments for small purchases using payWave
  • Get an interest-free period for up to 56 days when you pay off your full outstanding balance each month
  • Share up to 4 free supplementary cards with family members2
  • Shop securely with Chip and PIN and Mastercard SecureCode™
  • Use worldwide at over 32 million retail outlets and over 24,000 ATMs
  • Get up to 50% of your available credit limit as a cash advance
  • Triple access: use our ATMS to access your card account along with your HSBC Current and Savings Accounts

Card benefits

My Rewards Points

Make purchases with your card at home or abroad to automatically earn 0.2 points for every EGP 1 spent or 1 point for every EGP 5 spent.3 You can redeem points on electronics and homeware, flights and leisure, treats and gifts, e-vouchers and much more.

Things you should know

Eligibility

To apply for this credit card, you must be an Egyptian national or have permanent residency in Egypt, and:

  • be between the ages of 21 and 65 years of age (60 years for non-Egyptian nationals) if you're the primary card applicant
  • be at least 16 years of age if you're the supplementary card applicant
  • maintain a total relationship balance of EGP 150,000 with HSBC Bank Egypt or transfer a minimum gross monthly income of EGP 10,000 to HSBC Bank Egypt

You can apply for an Advance Credit Card when you open or upgrade to an HSBC Advance Account.

Apply as a new customer

If you're not an Advance customer, you will need to first open an Advance Account before you can apply for an HSBC Advance Credit Card. 

Apply as an existing Advance customer

Online

Request a call back to benefit from priority processing and our exclusive online cashback offer.7 If you spend a minimum of EGP 500 within 60 days of your card being issued, you'll earn:

  • EGP 150 cashback for a primary credit card
  • EGP 200 cashback for a primary and a supplementary credit card

Our team is available weekdays from 9.30am to 3.30pm and will be in touch within 60 minutes.8

Fill in our supplementary card call back form to start an application for a card for a family member.

Call us

Contact us by phone. We're open 24 hours a day.

Tel: 0800 ADVANCE 08002382623(landlines only from within Egypt)

Tel: +202 3535 9600
(mobile phones and outside Egypt)

Visit a branch

Speak to us in branch to start an application.

Apply to increase your credit limit

If you're an existing cardholder, you can enjoy greater financial flexibility on your spending by increasing your credit card limit. Call us or visit your nearest branch to apply or send us a message through online banking.10

1The benefits and features may be subject to change at any time at our discretion. We will try to notify existing customers of any changes that may impact them either in advance of the change or shortly afterwards.

2Up to 4 supplementary credit cards for family members on all your HSBC credit cards

3Excluding cash advances, credit card payments, finance charges and fees of any kind.

4Credit Cover is governed by the insurance company terms and conditions and without any liability on HSBC Bank Egypt. HSBC terms and conditions shall apply. 

5Advance worldwide travel insurance is underwritten by AIG Egypt Insurance Company. HSBC is not a party of the insurance relationship and the insured person will not hold HSBC responsible whether for compensation, processing of claims or otherwise.

The cover is subject to the terms and conditions of the Group Policy between HSBC Bank Egypt SAE and AIG Egypt Insurance Company, SAE. Claims under this policy will be handled by AIG Assist which is equipped to provide you with the necessary guidance in your situation, and will direct you on claims procedure, or you may contact AIG Egypt office for any claims reimbursement.

The benefits comply with the Schengen visa requirements. All indemnities are subject to incurred expenses.

6If you send a cheque to us, please write your credit card number on the back and enclose the payment slip from your card statement. There will be a charge if we can't cash the cheque.

7See the Digital Cashback Offer Terms & Conditions (PDF, 22KB)

8Call back is available from 9.30am to 3.30pm, Sunday to Thursday. If you ask for a call back outside these hours, we'll call you the next working day.

9A salary letter from your employer's human resources department or from the financial controller or general manager. The letter must state your job title, department, salary and contract duration if you're an expatriate, and any fixed allowances or commission payments you receive.

10Subject to meeting HSBC Bank Egypt SAE's eligibility criteria as per our policy and credit cards terms & conditions. HSBC has the right to request documents to support a credit limit increase application if required.

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