Current Account

Home
Accounts
Current Account

Convenience and flexibility for your essential banking needs

An HSBC Current Account is a transactional account offering 24/7 access through online banking, mobile banking and phone banking, allowing you to manage your money with ease.

How to apply

What you'll get with a current account

Choice of currencies: open your account in Egyptian Pounds or any other major currency¹
Cheque book, debit card and periodic statements
Free online banking, mobile banking and 24-hour phone banking services
Easily open a new account through HSBC online banking²

Fees and charges

Account fees and charges in EGP
Reason for fee	Amount in EGP or foreign currency equivalent
Account opening fees for personal banking salary-based customers	EGP 50 per customer, not per account
Monthly account fee	EGP 16 deducted on a quarterly basis (includes personal finance accounts, dormant accounts and cardholders without an HSBC account)
Account closing fee	None
Salary-based fixed monthly service charge	None
Monthly service charge if combined average balance is below the minimum for current, savings or term deposits	EGP 50 if below EGP 30,000 If the combined average balance is not maintained, individual account balances and monthly service charges apply. A monthly service charge is not applied on suffix level for payroll or pension accounts and finance settlement accounts. Personal banking new to bank customers cannot apply for this account under this criteria as of 1 May 2025.

Account fees and charges in EGP
Reason for fee	Account opening fees for personal banking salary-based customers
Amount in EGP or foreign currency equivalent	EGP 50 per customer, not per account

Reason for fee	Monthly account fee
Amount in EGP or foreign currency equivalent	EGP 16 deducted on a quarterly basis (includes personal finance accounts, dormant accounts and cardholders without an HSBC account)

Reason for fee	Account closing fee
Amount in EGP or foreign currency equivalent	None

Reason for fee	Salary-based fixed monthly service charge
Amount in EGP or foreign currency equivalent	None

Reason for fee	Monthly service charge if combined average balance is below the minimum for current, savings or term deposits
Amount in EGP or foreign currency equivalent	EGP 50 if below EGP 30,000 If the combined average balance is not maintained, individual account balances and monthly service charges apply. A monthly service charge is not applied on suffix level for payroll or pension accounts and finance settlement accounts. Personal banking new to bank customers cannot apply for this account under this criteria as of 1 May 2025.

Things you should know

Who can apply?

To qualify for a Current Account, you'll need to transfer in a monthly gross salary of at least EGP 10,000.

This account is currently open to salary-based customers only.

To complete the account opening process, please visit any HSBC branch with the following documents:

Valid national ID or passport or military ID for Egyptians
Original passport with valid entry visa (for expatriate residents and non-residents)

For non-Egyptians, and for Egyptians with address not updated in the National ID/Passport, please provide:

Proof of residence – an electricity bill, telephone bill or tenancy contract issued or notarised by a governmental or public entity
Proof of employment – HR letter for employees and tax card for self employed
Proof of salary as required for applicable facilities

Additional document required for salary-based customers:

Salary transfer letter

How to apply

We'll call you

Request a call back to start your application. Our team is available weekdays from 9.30am to 3.30pm and will be in touch within 120 minutes.³

Request a call back This link will open in a new window

Call us

Tel: 19007 (within Egypt)

Tel: +202 3535 9100 (outside Egypt)

Visit a branch

Visit your nearest branch to speak to us in person.

Find a branch

¹Current account opening is subject to special approval for non-residents.

²The new account will be linked to an existing account and will have the same currency.

³Call back is available from 9.30am to 3.30pm, Sunday to Thursday. If you ask for a call back outside these hours, we'll call you the next working day.

Convenience and flexibility for your essential banking needs

What you'll get with a current account

Fees and charges

Things you should know

Who can apply?

Required documents

Important documents and links

How to apply

We'll call you

Call us

Visit a branch

You might be interested in

Savings Account

Time Deposit Account

Savings Certificates

Connect with us