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Current Account

Easily manage your everyday finances

Convenience and flexibility for your essential banking needs

An HSBC Current Account is a transactional account offering 24/7 access through online banking, mobile banking and phone banking, allowing you to manage your money with ease.

What you'll get with a current account

  • Choice of currencies: open your account in Egyptian Pounds or any other major currency1

  • Cheque book, debit card and periodic statements

  • Free online banking, mobile banking and 24-hour phone banking services

  • Easily open a new account through HSBC online banking2

Fees and charges

Account fees and charges in EGP

Reason for fee Amount in EGP or foreign currency equivalent
Personal banking customer account opening fees EGP 50  per customer, not per account
Monthly account fee EGP 10 deducted on a quarterly basis (includes personal finance accounts, dormant accounts and cardholders without an HSBC account)
Account closing fee None
Salary-based fixed monthly service charge
None
Monthly service charge if combined average balance is below the minimum for current, savings or term deposits

EGP 50 if below EGP 30,000


If the combined average balance is not maintained, individual account balances and monthly service charges apply.


A monthly service charge is not applied on suffix level for payroll or pension accounts and finance settlement accounts.

Account fees and charges in EGP

Reason for fee Personal banking customer account opening fees
Amount in EGP or foreign currency equivalent EGP 50  per customer, not per account
Reason for fee Monthly account fee
Amount in EGP or foreign currency equivalent EGP 10 deducted on a quarterly basis (includes personal finance accounts, dormant accounts and cardholders without an HSBC account)
Reason for fee Account closing fee
Amount in EGP or foreign currency equivalent None
Reason for fee Salary-based fixed monthly service charge
Amount in EGP or foreign currency equivalent None
Reason for fee Monthly service charge if combined average balance is below the minimum for current, savings or term deposits
Amount in EGP or foreign currency equivalent

EGP 50 if below EGP 30,000


If the combined average balance is not maintained, individual account balances and monthly service charges apply.


A monthly service charge is not applied on suffix level for payroll or pension accounts and finance settlement accounts.

Things you should know

Minimum monthly balance requirement

You must maintain a minimum monthly average balance in deposits and/or investments of EGP 30,000, USD 2,000 or a minimum gross monthly salary of EGP 5,000.

Important documents

Required documents

To complete the account opening process, please visit any HSBC branch with the following documents:

  • valid national ID or passport or military ID for Egyptians
  • original passport with valid entry visa (for expatriate residents and non-residents)


For non-Egyptians, and for Egyptians with address not updated in the National ID/Passport, please provide:

  • proof of residence – an electricity bill, telephone bill or tenancy contract issued or notarised by a governmental or public entity
  • proof of employment – HR letter for employees and tax card for self employed
  • proof of salary as required for applicable facilities
     

Additional document required for salary-based customers:

  • salary transfer letter

How to apply

We'll call you

Request a call back to start your application. Our team is available weekdays from 9.30am to 3.30pm and will be in touch within 120 minutes.3

Call us

Contact us by phone every day from 9am to 11pm.

Tel: 19007 (within Egypt)

Tel: +202 3535 9100 (outside Egypt)

Visit a branch

Visit your nearest branch to speak to us in person.

1Current account opening is subject to special approval for non-residents.

2The new account will be linked to an existing account and will have the same currency.

3Call back is available from 9.30am to 3.30pm, Sunday to Thursday. If you ask for a call back outside these hours, we'll call you the next working day.

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