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Current Account

Easily manage your everyday finances

Convenience and flexibility for your essential banking needs

An HSBC Current Account is a transactional account offering 24/7 access through online banking, mobile banking and phone banking, allowing you to manage your money with ease.

What you'll get with a current account

  • Choice of currencies: open your account in Egyptian Pounds or any other major currency1
  • Cheque book, debit card and periodic statements
  • Free online banking, mobile banking and 24-hour phone banking services
  • Easily open a new account through HSBC online banking2

Fees and charges

Account fees and charges in EGP
Reason for fee Amount in EGP or foreign currency equivalent
Account opening fees for personal banking salary-based customers EGP 50  per customer, not per account
Monthly account fee EGP 16 deducted on a quarterly basis (includes personal finance accounts, dormant accounts and cardholders without an HSBC account)
Account closing fee None
Salary-based fixed monthly service charge
None
Monthly service charge if combined average balance is below the minimum for current, savings or term deposits

EGP 50 if below EGP 30,000


If the combined average balance is not maintained, individual account balances and monthly service charges apply.


A monthly service charge is not applied on suffix level for payroll or pension accounts and finance settlement accounts.

Personal banking new to bank customers cannot apply for this account under this criteria as of 1 May 2025.

Account fees and charges in EGP
Reason for fee Account opening fees for personal banking salary-based customers
Amount in EGP or foreign currency equivalent EGP 50  per customer, not per account
Reason for fee Monthly account fee
Amount in EGP or foreign currency equivalent EGP 16 deducted on a quarterly basis (includes personal finance accounts, dormant accounts and cardholders without an HSBC account)
Reason for fee Account closing fee
Amount in EGP or foreign currency equivalent None
Reason for fee Salary-based fixed monthly service charge
Amount in EGP or foreign currency equivalent None
Reason for fee Monthly service charge if combined average balance is below the minimum for current, savings or term deposits
Amount in EGP or foreign currency equivalent

EGP 50 if below EGP 30,000


If the combined average balance is not maintained, individual account balances and monthly service charges apply.


A monthly service charge is not applied on suffix level for payroll or pension accounts and finance settlement accounts.

Personal banking new to bank customers cannot apply for this account under this criteria as of 1 May 2025.

Things you should know

Who can apply?

To qualify for a Current Account, you'll need to transfer in a monthly gross salary of at least EGP 10,000.

This account is currently open to salary-based customers only.

How to apply

We'll call you

Request a call back to start your application. Our team is available weekdays from 9.30am to 3.30pm and will be in touch within 120 minutes.3

Call us

Contact us by phone every day from 9am to 11pm.

Tel: 19007 (within Egypt)

Tel: +202 3535 9100 (outside Egypt)

Visit a branch

Visit your nearest branch to speak to us in person.

1Current account opening is subject to special approval for non-residents.

2The new account will be linked to an existing account and will have the same currency.

3Call back is available from 9.30am to 3.30pm, Sunday to Thursday. If you ask for a call back outside these hours, we'll call you the next working day.

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We'd love to hear from you on the HSBC Egypt Social Media channels.