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Car Finance

Helping you buy your next new or used car

Take advantage of finance repayment plans of up to 10 years. Find out more.

Getting behind the wheel is one call away

With finance from HSBC, the car you've always wanted can finally be yours. We're offering a competitive interest rate and no down-payment to make your ride a happier one.

What you need to know

Car Finance from HSBC is flexible and straightforward, and you can get it for a new or used vehicle without a guarantor if you're a salaried employee. Apply now and drive your dream car with no requirement for car insurance or Credit Life insurance, no license restriction and no spare keys kept at the bank as guarantee.

To find a finance solution that fits your needs, we offer you a choice based on whether you choose to have your salary paid directly to your HSBC account or not.

Finance options

What you'll get

  • Finance available for new and used cars
  • Competitive interest rates, with preferential rates for HSBC Premier and Advance customers
  • Finance amount up to EGP 3,000,000 
  • Flexible repayment period up to 84 months for fixed-rate finance
  • Easy and convenient monitoring of your outstanding balance through online banking or the HSBC Mobile Banking app
  • No down payment required


  • Minimum fixed gross monthly income of EGP 3,000
  • You must have completed your probation period with your current employer
  • Minimum age of 21 and maximum age of 65 at the end of the finance repayment period
  • Your employer must be on the bank's approved employer list
  • You should have Egyptian nationality (or have a valid passport and valid residency in Egypt if you are a foreigner)

Required documents

  • Valid National Identification Card for Egyptians or valid passport and valid residency for foreigners
  • Recent income or instalment transfer letter in the bank's standard format
  • Car price offer from the dealer, showing the name of the dealer to whom the cashier order with the car value will be issued

Additional documents required for non-Egyptians

  • Valid passport
  • Passport stamp for unlimited residency (or official certificate indicating that you are exempt from registration of residency)
  • Valid work permit
  • An Irrevocable Joint and Several Continuing Guarantee

Things you should know

Interest rates are calculated based on the bank's announced rate at the time of application. The interest rate will stay fixed during the finance tenor, therefore the finance instalments and the finance tenor will stay fixed.

This finance option is suitable for people wanting to have a clear and fixed view of their debt, whereby neither the instalment value nor the tenor will change – it remains locked for the entire repayment period.

How to apply

We'll call you

Request a call back for priority processing and 15% savings on fees.1  Our team is available weekdays from 9.30am to 3.30pm and will be in touch within 120 minutes.2 

Call us

Contact us by phone every day from 9am to 11pm.

Visit a branch

Speak to us in branch to start an application.

Frequently asked questions

1See offer Terms & Conditions 

2Call back is available from 9.30am to 3.30pm, Sunday to Thursday. If you ask for a call back outside these hours, we'll call you the next working day.

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