Helping you manage your personal economy

From helping you manage the unexpected surprises life can throw your way to nurturing the prosperity of your family and planning for the future, HSBC Premier focuses on the most important economy in the world: yours.
  • A dedicated Relationship Manager
  • No monthly fee and preferential rates on banking products
  • A current account with free cheque books - available in a range of currencies
  • Free online banking, phone banking and SMS alerts - bank wherever and whenever you need to
  • Free instant international fund transfers through online and mobile banking
  • An international debit card, accepted at over 25 million retail outlets worldwide and over 1 million ATMs

What you get with Premier

Your personal economy embraces every aspect of your finances and lifestyle. We provide distinct benefits to support you on your journey to achieving your lifelong ambitions.

A dedicated Relationship Manager

Your Relationship Manager will put together a picture of your entire financial life so you make the right decisions about your money and future plans. They're supported by a global network of over 10,000 experts and provide:

  • specialist advice and a financial review
  • up-to-date market information and expert opinion on trends and performance

Personal satisfaction as a priority

We take your personal economy personally. And to prove it, our Relationship Managers are not incentivised on the products they sell. Instead, they're measured on:

  • how happy you are with their service
  • how well they support your personal economy

Plus, we're always evolving our digital services to help you access and manage your accounts more easily.

Access to our international services

Your personal economy is always with you and so is HSBC Premier. You can access our international services anytime from anywhere in the world. You get:

  • automatic Premier status in all countries you hold HSBC accounts
  • free international account opening before you arrive at your destination1
  • access all your global HSBC accounts online through a single log on with our Global View service

Lost or stolen card services

We understand that accidents can and do happen while you're abroad so we provide: 

  • next day replacement for lost or stolen cards
  • emergency cash2 up to USD 10,000 at 8,500 outlets worldwide

Preferential access to our products and services

You get preferential access to some of our most prestigious products, services and rewards, including:

  • a Premier Mastercard Credit Card which comes with a wealth of benefits and no annual fee
  • quick access to HSBC Premier Personal Finance up to EGP 900,0003 without any hassle
  • a competitive interest rate on HSBC Personal Finance with a fixed interest rate finance amount up to EGP 1,250,000 and a flexible repayment period of up to 84 months
  • immediate access to your deposits with HSBC Asset-Linked Finance
  • a dedicated Premier Wealth Relationship Manager to help you save and grow your wealth

Eligibility

To qualify for Premier, you must meet at least one of these criteria:

  1. Maintain a minimum monthly average balance of EGP 500,0007 or the equivalent in other foreign currencies in deposit and/or investments with HSBC Egypt  .
  2. Transfer a monthly gross salary of EGP 40,000 or the equivalent in other major foreign currencies or above for the first 12 months after which point (1) applies.8 
  3. Transfer a monthly fixed gross salary of EGP 30,000 and minimum of EGP 384,000 total net annual income.9 

How to apply

We'll call you

Request a call back for priority processing. Our team is available weekdays from 9.30am to 3.30pm and will be in touch within 60 minutes.10

Call us

Contact us by phone. We're open 24 hours a day.

Tel: 0800PREMIER (08007736437) 
(landlines only from within Egypt)

Tel: +202 3535 9800 
(mobile phones and outside Egypt)

Visit a branch

Speak to us in branch to start an application.

Refer a friend or family member

Receive EGP 2,000 for every friend or a family member you refer who becomes a new HSBC Premier customer. To qualify, your friend or family member must not be a current or former HSBC customer.

1In countries where Premier is available.

2Home country approval is required for all amounts. Cash advance is subject to local regulatory requirements and availability of funds in your account(s). One encashment is allowed every 48 hours. Terms and conditions apply.

3Only available to Premier customers qualified on a balance basis. Subject to bank approval in line with local regulations.

4The total net annual income is equal to 12 months net salary in addition to the average of last 2 years variable pay.

5Subject to availability of funds in your account(s) and confirmation from your country of residence. One Global Emergency Encashment per 48 hours is allowed.

6Premier worldwide travel insurance is underwritten by AIG Egypt Insurance Company. HSBC is not a party of the insurance relationship and the insured person will not hold HSBC responsible whether for compensation, processing of claims or otherwise.

The cover is subject to the terms and conditions of the Group Policy between HSBC Bank Egypt SAE and AIG Egypt Insurance Company, SAE. Claims under this policy will be handled by AIG Assist which is equipped to provide you with the necessary guidance in your situation, and will direct you on claims procedure, or you may contact AIG Egypt office for any claims reimbursement.

The benefits comply with the Schengen visa requirements. All indemnities are subject to incurred expenses.

7EGP 500,000 has to be maintained in deposits and/or investments to avoid charges and discontinued service.

8EGP 500,000 has to be maintained in deposits and/or investments within 12 months to avoid discontinued service

9The total net annual income is equal to 12 months net salary in addition to the average of last 2 years variable pay.

10Call back is available from 9.30am to 3.30pm, Sunday to Thursday. If you ask for a call back outside these hours, we'll call you the next working day.

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