Straightforward, flexible cash finance options

Whether you're looking to finance your wedding, your child's education or your dream travels abroad, start planning for your tomorrow today with Professional and Self-Employed Cash Finance from HSBC.

What you need to know

We offer straightforward fixed-rate finance that you can get without a guarantor, whether you are self-employed or a professional.

What you'll get

  • Finance amount up to EGP 500,000 based on average credit balance for the last 6 months
  • Competitive fixed interest rate
  • No minimum balance is required on your related account for the finance period
  • Flexible finance repayment period from 6 months to 60 months
  • Fixed equal monthly instalments for easy monthly budgeting

Eligibility

  • Minimum of 3 years in business
  • Minimum age of 30 and maximum age of 65 at the end of the finance repayment period
  • You must have Egyptian nationality

Required documents

  • Valid National Identification Card
  • Recent telephone, electricity or gas utility bill (maximum 3 months old) with a minimum consumption amount of EGP 9 for electricity, EGP 3 for gas and EGP 36 for telephone bills
  • Proof of income: last 6 months of personal and/or corporate bank account statements
  • Last taxation and social insurance status certificate issued by taxation authorities or legal accountant
  • Original tax card, copy obtained and signed original seen
  • Proof of years in business: Commercial Register (maximum 3 months old)
  • Last 2 years of audited financial statements

Things you should know

Interest rates are calculated based on the bank's announced rate at the time of application. The interest rate will stay fixed during the finance tenor, therefore the finance instalments and the finance tenor will stay fixed.

How to apply

We'll call you

Request a call back for priority processing and 15% savings on fees.1 Our team is available weekdays from 9.30am to 3.30pm and will be in touch within 60 minutes.2

Call us

Contact us by phone every day from 9am to 11pm.

Visit a branch

Speak to us in branch to start an application.

1See offer Terms & Conditions (PDF, 290KB)

2Call back is available from 9.30am to 3.30pm, Sunday to Thursday. If you ask for a call back outside these hours, we'll call you the next working day.

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