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Visa Evolution Credit Card

Enjoy exclusive offers when you pay with your card

A card that offers more

Along with shopping, leisure and dining offers, you'll enjoy over 9,000 'Buy 1 Get 1 Free' Offers' in Egypt and abroad with the free HSBC Entertainer app, plus a variety of instalment plans that suit your needs.

Online offer: Apply today and get up to EGP 150 cashback

What you'll get with this card

  • Free for life: spend a minimum of EGP 20,000 a year to get an annual card fee waiver

  • Enjoy over 9,000 ‘Buy 1 Get 1 Free’ offers with the free Entertainer app in Egypt and abroad

  • Choose from a variety of instalment plans and pay off flexibly over a period of up to 24 months at a discounted interest rate

  • Competitive balance transfer plans with 0% interest for the first 3 months

  • Option to transfer multiple card balances onto a new HSBC credit card with a 24-month payment plan at a discounted interest rate

  • Use your card at over 32 million retail outlets worldwide

  • Take cash out worldwide at over 24,000 HSBC ATMs and Visa member bank ATMs

  • Enjoy access to 25 airport lounges worldwide

  • Share up to free 4 supplementary cards with family members1

  • Shop securely with Chip and PIN and Verified by Visa®

  • Make contactless payments for small purchases using payWave

  • Get up to 50% of your available credit limit as a cash advance

  • Triple access: use our ATMS to access your card account along with your HSBC Current and Savings Accounts

  • Daily Cash Withdrawal limit - Withdraw Cash up to EGP 6000 daily whether as a Cash Advance or from your HSBC Current and Savings Accounts using the triple access feature.

  • Receive a competitive interest rate of 4.42% plus up to 56 days interest-free credit when you pay off your full outstanding balance each month

  • Go green with us. This HSBC Credit Card is now made from 85% recycled plastic

Card benefits

HSBC Entertainer app

As a HSBC credit card customer, you can download the app for free to access over 9,000 'Buy 1 Get 1 Free' dining, entertainment, hotel and wellness offers for you and your family.

Offers are available in 15 countries and regions across the Middle East, Asia, Africa and Europe including England, Saudi Arabia and the United Arab Emirates.

HSBC ‘I Love Deals’ cards’ discount program

Enjoy up to 50% discount when using any of your HSBC cards at a variety of exclusive merchants.

Kempinski Hotels offer

Save up to 25% at Kempinski Hotels when you pay with your HSBC credit card.

Offer Details
  • 25% off at food and drink outlets managed by Kempinski for in-house guests
  • 20% off rooms and suites at participating hotels
  • Offer valid until 30 June 2024 for all HSBC credit card holders for stays until 31 December 2024
  • Offer available for Kempinski Hotels in Egypt, UAE, Qatar, Lebanon, Oman, Jordan, Saudi Arabia, Seychelles, Kenya, Accra and Djibouti
  • Terms and conditions apply


Get an array of shopping, dining, travel, leisure and health and beauty offers in more than 160 countries and regions. 

Visa deals and discounts

Enjoy exclusive dining, shopping, hotel and leisure deals and discounts when you use your credit card.

Things you should know


To apply for this credit card, you must be either an Egyptian national or have permanent residency in Egypt, and:

  • Have a minimum gross monthly income of EGP 4,000
  • Be between 21 and 65 years of age (60 years for non-Egyptian nationals) if you're the primary card applicant
  • Be at least 15 years of age if you're the supplementary card applicant

How to apply


Request a call back benefit from priority processing and our exclusive online cashback offer.3 If you spend a minimum of EGP 500 within 60 days of your card being issued, you'll earn:

  • EGP 100 cashback for a primary credit card
  • EGP 150 cashback for a primary and a supplementary credit card 

Our team is available weekdays from 9.30am to 3.30pm and will be in touch within 120 minutes.4

Fill in our supplementary card call back form to start an application for a card for a family member.

Call us

Contact us by phone every day from 9am to 11pm.

Tel: 19007 (within Egypt)

Tel: +202 3535 9100 (outside Egypt)

Visit a branch

Speak to us in branch to start an application.

Apply to increase your credit limit

If you're an existing cardholder, you can enjoy greater financial flexibility on your spending by increasing your credit card limit. Call us or visit your nearest branch to apply or send us a message through online banking.6

FAQs for Visa Gold Credit Card customers

The Visa Gold Credit Card became the Visa Evolution Credit Card in March 2024. If you have or had a Gold Credit Card, you can find out more about the change here.

1Up to 4 supplementary credit cards for family members on all your HSBC credit cards.

2If you send a cheque to us, please write your credit card number on the back and enclose the payment slip from your card statement. There may be a fee charged if we can't process the cheque.

3See the Digital Cashback Offer Terms & Conditions.

4Call back is available from 9.30am to 3.30pm, Sunday to Thursday. If you ask for a call back outside these hours, we'll call you the next working day.

5A salary letter from your employer's human resources department or from the financial controller or general manager. The letter must state your job title, department, salary and contract duration if you're an expatriate, and any fixed allowances or commission payments you receive.

6Subject to meeting HSBC Bank Egypt SAE's eligibility criteria as per our policy and credit cards terms & conditions. HSBC has the right to request documents to support a credit limit increase application if required.

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We'd love to hear from you on the HSBC Egypt Social Media channels.